I need your valuable advices.

I don't have many years experience trading and investing but, like you, had money to invest after selling a property. I wasn't at all satisfied with the 6% a year return that I was being offered and believed I could do better on my own.

I have a high risk tolerance and managed a 40% return on annual basis over 2 years. But reality is my return in year 1 was 80% and year 2 is 0% (still working on improving that). I'm lucky, I haven't lost any money yet. Maybe in year 3 I will, or maybe I will do really well, but I don't know.

Personally, a conservative investment that many would think is not is to put 25% in Google, 25% in Amazon, 25% in Apple and, for the risk, 25% in Tesla, then forget about it for 10 years.
 
VicBee said:
I have a high risk tolerance and managed a 40% return on annual basis over 2 years. But reality is my return in year 1 was 80% and year 2 is 0% (still working on improving that).
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Actually your return over 2 years is only about 34% per year. The magic of compounding works both ways.:)
 
I would have to ask what you mean by a long-term investment. For me that should mean an investment with a holding period measured in decades, not years: plus one which you can will to your children.

Shares have the advantage of paying a dividend which you can cheaply re-invest into the same stock. Some long-term investors just hold the biggest 5 listed companies and re-invest the dividends. You can juggle with this portfolio and its relative proportions but that should be a rare event.

I wouldn't recommend much attention to diversification in long-term holdings. If you want a higher return on capital set aside 10% of your pot for active trading (if you have a consistently profitable trading strategy).
 
chaiaz said:
Hello everyone I hope y'all are doing well.

I'm in need of some suggestions and advices. I'm in my late 20s with 100000$ that I would like to invest. Also, I would like to diversify my investments. What profitable long or short term stocks would you recommend? Thank you in advance.
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Buy SPY (or VOO), QQQ, and/or VONG in some fixed allocation, and hold till your retirement. Use the portion of your account you feel comfortable with allowing it to ride through market gyrations. This pullback presents a decent entry point. (Market timing best left to someone who thinks they have it perfected)
 
I'd add my two cents. Take out of the money and pay a quality investment/financial advisor to guide you on what to do.
 
deaddog said:
Actually your return over 2 years is only about 34% per year. The magic of compounding works both ways.:)
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Right, although in the end what counts isn't your % return but how much cash you have in the bank.
 
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