Quote from riddler:
yes they can..they get a judgement and then they could file to sieze assets. always respond to lawsuits. they cannot just get a jhudgement,you are notified via certified mail and then you respond by contesting it. you go to court(do not get a lawyer) and before the trial,the judge has you sit in a private room with a mediator. lets when you say you can only afford 20%...very easy. if you ignore the lawsuit,they will get your assets and then there are no negotiations. do not be foolish.