Hypothetical dilemma

Which would you choose?

  • Cash (in a savings account which is unlikely to keep pace with inflation)

    Votes: 5 31.3%
  • Bitcoin

    Votes: 2 12.5%
  • S&P500

    Votes: 8 50.0%
  • Gold

    Votes: 1 6.3%

  • Total voters
    16
You've just inherited a life changing sum of money but there are a couple of catches.
  1. you can't access any of it until Jan 1 2030
  2. by midnight on Dec 31 2021, you have to choose one of the above assets to hold it in for the entire 8-year duration
 
As an aside, a portfolio comprising a mix of cash, BTC, S&P500 and gold might not be a bad hedge in the current climate. I'm not sure how I'd individually weight them but probably not 25/25/25/25.
 
You've just inherited a life changing sum of money but there are a couple of catches.
  1. you can't access any of it until Jan 1 2030
  2. by midnight on Dec 31 2021, you have to choose one of the above assets to hold it in for the entire 8-year duration

Spx is the only asset that will earn.

You will receive a div higher than treasuries.
And you can count on earnings to be higher. PE multiple might be lower but then all the other asset classes will be substantially lower as well as everything is moving towards being a risk asset.
 
Put everything into a synthetic USD constructed out of BTC hedged with futures.

S&P500 is aweful here since the business cycle is between 8-12 years and if you're unlucky the market crashes right when your fk U money is unlocked
 
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