How the Affordable Care Act raises prices and limits medical choices.
- Thread starter Max E.
- Start date
all I would like, is to hear from someone who has signed up for Obama care and paid his first months premium and tell me who he bought it from, what his premium is and what his co pay is and what his deductible is.
The problem is, nobody on tv pays for his own insurance, so they don't know what they are talking about.
Like I said, I signed up, I am now listed as an "enrolee". Out 50,000 or 100,000 or a million, depending on what tv channel you watch.
They have my name, address, income and social security number. They say they will "get back to me." So far I haven't heard jack shit from them.
Who are these people that are actually enrolled and have a plan, have an insurance card and have paid the first month's premium?
I'll buy you a steak dinner if you can show me just one human being that is enrolled in Obamacare.
Maybe in Kentucky someone who now has Medicaid, but nobody who has every paid a dime.
You'll never hear this on tv, because they are all employees who don't know shit about buying their own insurance.
The problem is, nobody on tv pays for his own insurance, so they don't know what they are talking about.
Like I said, I signed up, I am now listed as an "enrolee". Out 50,000 or 100,000 or a million, depending on what tv channel you watch.
They have my name, address, income and social security number. They say they will "get back to me." So far I haven't heard jack shit from them.
Who are these people that are actually enrolled and have a plan, have an insurance card and have paid the first month's premium?
I'll buy you a steak dinner if you can show me just one human being that is enrolled in Obamacare.
Maybe in Kentucky someone who now has Medicaid, but nobody who has every paid a dime.
You'll never hear this on tv, because they are all employees who don't know shit about buying their own insurance.
As much incompetence as we've seen in the development and rollout of Odumbocare I'm waiting for the day when they say the database was hacked. Hope for your sake it doesn't happen but I'd bet it will occur at some point.
Where I live (South Carolina) we had our database that contains all tax returns hacked a couple years ago. Governmental agencies are quite challenged IMO ... you'd think all sensitive data would be encrypted but not the case.
Audit: Health care subsidies vulnerable to fraud
http://www.wral.com/audit-health-care-subsidies-vulnerable-to-fraud/13176423/
Government subsidies to help Americans buy insurance under the health care overhaul may be vulnerable to fraud, a Treasury Department watchdog warned on Tuesday in the latest indication that troubles are far from over for President Barack Obama's signature legislation.
The rollout of the law has been hurt by canceled policies and problems with the federal website used by people to enroll in health plans, causing political headaches for the White House and for Democrats in Congress. The new problems concern subsidies that are available to low- and medium-income people who buy insurance through state-based exchanges that opened in October.
Those subsidies are administered by the Internal Revenue Service in the form of tax credits, and that's where the trouble arises.
"The IRS' existing fraud detection system may not be capable of identifying (Affordable Care Act) refund fraud or schemes prior to the issuance of tax return refunds," said the report by J. Russell George, the Treasury inspector general for tax administration. "The IRS reported that the long-term limitations of its existing fraud detection system include its inability to keep pace with increasing levels of fraud," the report said.
(more at above url)
http://www.wral.com/audit-health-care-subsidies-vulnerable-to-fraud/13176423/
Government subsidies to help Americans buy insurance under the health care overhaul may be vulnerable to fraud, a Treasury Department watchdog warned on Tuesday in the latest indication that troubles are far from over for President Barack Obama's signature legislation.
The rollout of the law has been hurt by canceled policies and problems with the federal website used by people to enroll in health plans, causing political headaches for the White House and for Democrats in Congress. The new problems concern subsidies that are available to low- and medium-income people who buy insurance through state-based exchanges that opened in October.
Those subsidies are administered by the Internal Revenue Service in the form of tax credits, and that's where the trouble arises.
"The IRS' existing fraud detection system may not be capable of identifying (Affordable Care Act) refund fraud or schemes prior to the issuance of tax return refunds," said the report by J. Russell George, the Treasury inspector general for tax administration. "The IRS reported that the long-term limitations of its existing fraud detection system include its inability to keep pace with increasing levels of fraud," the report said.
(more at above url)
<iframe width="640" height="360" src="//www.youtube.com/embed/pCb9g8plGF8?feature=player_embedded" frameborder="0" allowfullscreen></iframe>
http://reasontoday.com/2013/11/13/whats-next-coffeecare/
While the video above seems like it is a joke, here are the actual quotes from the healthcare.gov website:
From the penalty page:
If someone who can afford health insurance doesnât have coverage in 2014, they may have to pay a fee. They also have to pay for all of their health care.
Fantastic. I get to pay for my healthcare, which is fine, but then also a fee on top of that. Why would I have to pay a fee if I already am paying for my own healthcare?
The fee is sometimes called the âindividual responsibility payment,â âindividual mandate,â or penalty.
Wouldnât paying for your own healthcare mean taking responsibility for your own healthcare? The fee doesnât seem to do anything other than not go to your own healthcare.
When someone without health coverage gets urgentâoften expensiveâmedical care but doesnât pay the bill, everyone else ends up paying the price.
Because we are forced toâ¦.by the government.
Thatâs why the health care law requires all people who can afford it to take responsibility for their own health insurance by getting coverage or paying a fee.
But if they pay for their own healthcare then they are taking responsibility for their own healthcare.
Paying a fee to a doctor for an individualâs own healthcare makes sense as the individual is exchanging their money to the doctor in return for the doctorâs service. The individual is responsible for their own healthcare. This is how capitalism works â a voluntary mutual exchange of value.
Paying a fee to the government means that individual is being forced to pay for someone elseâs healthcare. This is how socialism works â from each according to ability, to each according to need.
People without health coverage who pay the penalty will also have to pay the entire cost of all their medical care. They wonât be protected from the kind of very high medical bills that can sometimes lead to bankruptcy.
Do you mean the extremely high medical bills that are the result ofâ¦..government intervention into the healthcare market? Such as the case of medicare reimbursements that donât cover the cost of administering those treatments so hospitals are forced to shift those costs to individuals who want to pay out of pocket? Or other cases where insurance companies are legally required to provide minimal coverages that people donât want, such as maternity care for single men?
The penalty in 2014 is calculated one of 2 ways. Youâll pay whichever of these amounts is higher:
Great, I always like getting the worse of two options.
⢠1% of your yearly household income. The maximum penalty is the national average yearly premium for a bronze plan.
⢠$95 per person for the year ($47.50 per child under 18). The maximum penalty per family using this method is $285.
The fee increases every year. In 2015 itâs 2% of income or $325 per person. In 2016 and later years itâs 2.5% of income or $695 per person. After that it is adjusted for inflation.
If youâre uninsured for just part of the year, 1/12 of the yearly penalty applies to each month youâre uninsured. If youâre uninsured for less than 3 months, you donât have a make a payment.
http://reasontoday.com/2013/11/13/whats-next-coffeecare/
While the video above seems like it is a joke, here are the actual quotes from the healthcare.gov website:
From the penalty page:
If someone who can afford health insurance doesnât have coverage in 2014, they may have to pay a fee. They also have to pay for all of their health care.
Fantastic. I get to pay for my healthcare, which is fine, but then also a fee on top of that. Why would I have to pay a fee if I already am paying for my own healthcare?
The fee is sometimes called the âindividual responsibility payment,â âindividual mandate,â or penalty.
Wouldnât paying for your own healthcare mean taking responsibility for your own healthcare? The fee doesnât seem to do anything other than not go to your own healthcare.
When someone without health coverage gets urgentâoften expensiveâmedical care but doesnât pay the bill, everyone else ends up paying the price.
Because we are forced toâ¦.by the government.
Thatâs why the health care law requires all people who can afford it to take responsibility for their own health insurance by getting coverage or paying a fee.
But if they pay for their own healthcare then they are taking responsibility for their own healthcare.
Paying a fee to a doctor for an individualâs own healthcare makes sense as the individual is exchanging their money to the doctor in return for the doctorâs service. The individual is responsible for their own healthcare. This is how capitalism works â a voluntary mutual exchange of value.
Paying a fee to the government means that individual is being forced to pay for someone elseâs healthcare. This is how socialism works â from each according to ability, to each according to need.
People without health coverage who pay the penalty will also have to pay the entire cost of all their medical care. They wonât be protected from the kind of very high medical bills that can sometimes lead to bankruptcy.
Do you mean the extremely high medical bills that are the result ofâ¦..government intervention into the healthcare market? Such as the case of medicare reimbursements that donât cover the cost of administering those treatments so hospitals are forced to shift those costs to individuals who want to pay out of pocket? Or other cases where insurance companies are legally required to provide minimal coverages that people donât want, such as maternity care for single men?
The penalty in 2014 is calculated one of 2 ways. Youâll pay whichever of these amounts is higher:
Great, I always like getting the worse of two options.
⢠1% of your yearly household income. The maximum penalty is the national average yearly premium for a bronze plan.
⢠$95 per person for the year ($47.50 per child under 18). The maximum penalty per family using this method is $285.
The fee increases every year. In 2015 itâs 2% of income or $325 per person. In 2016 and later years itâs 2.5% of income or $695 per person. After that it is adjusted for inflation.
If youâre uninsured for just part of the year, 1/12 of the yearly penalty applies to each month youâre uninsured. If youâre uninsured for less than 3 months, you donât have a make a payment.