How much of your savings do you invest in precious metals?

ground zero · Feb 25, 2021

And there you go, Treasury yields.

treeman · Feb 26, 2021

I’m currently hedged about 30% of my assets in silver and platinum. That’s not my savings though, and it’s not an investment. It’s a straight hedge. I’m only responsible for the margin which depending on the mix is between 8-12% of that (or 3ish percent of my assets)

murray t turtle · Mar 2, 2021

JCDST1979 said:
I usually go with 20%. What do you think?

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Sounds fine, even though most suggest 10% max.
I do less than that\ but did buy some junk silver coins this year........................................................................... RE is good + in most cases better.[Gold can be a good hold/for a dealer/gold mine-i'm not either/LOL :caution:

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tiddlywinks · Mar 2, 2021

Since mid 2020...Buying physical
Per month, $500 into silver...about $20 face value of 90% junk or 1 tube eagles/similar.
Per quarter, 1oz gold. Bars preferred, sealed in assay card but other clearly identifiable forms ok.

As investment, not a percentage of total savings.

JCDST1979 · Mar 3, 2021

tiddlywinks said:
Since mid 2020...Buying physical
Per month, $500 into silver...about $20 face value of 90% junk or 1 tube eagles/similar.
Per quarter, 1oz gold. Bars preferred, sealed in assay card but other clearly identifiable forms ok.

As investment, not a percentage of total savings.

But to put it in a context we can learn from, what percentage is that of your savings or liquid net worth?

JCDST1979 · Mar 3, 2021

treeman said:
I’m currently hedged about 30% of my assets in silver and platinum. That’s not my savings though, and it’s not an investment. It’s a straight hedge. I’m only responsible for the margin which depending on the mix is between 8-12% of that (or 3ish percent of my assets)

There is a lot of platinum on the moon, and there are a lot of companies working on colonizing the moon to mine it. Nobody knows when but it is a risk you have to take into account.

treeman · Mar 3, 2021

It’s not a consideration of mine and I can’t see it being so in the future. I don’t buy on anything except the money flow. And silver is now officially a dog. That can change, but it hasn’t.

tiddlywinks · Mar 3, 2021

JCDST1979 said:
But to put it in a context we can learn from, what percentage is that of your savings or liquid net worth?

Silver, Approx $500 x 12 months = 6k annually
Gold, Approx $2000(1oz) x 4 qtrs = 8k annually, currently

As I stated, my accumulation of physical metal is for investment.

When timings are appropriate, investment gains will be augmented (or hedged) with TRADING... futures, etfs, and/or individual stocks/options. At some point in the future I expect the investment to be liquidated, assuming life.

Your take away should be... make a plan that fits transparently within YOUR situation, without causing hardship to YOUR lifestyle, needs, wants, and goals.

You do your own math.