How many of you save anything?

Do you save anything month to month?

  • Yes, I am very frugal

    Votes: 86 73.5%
  • No, I live for the moment and spend it like there is no tomorrow

    Votes: 13 11.1%
  • I try to save but peer presure, spouse have ill effect

    Votes: 18 15.4%

  • Total voters
    117
media exagerrates excess spending on credit and debt in america and ignores the hordes of cheap people out there. they're out there. just look.

Quote from esmjb:

im quite certain the average american doesnt spend 10K on xmas...
 
We are a family of two and Very active....I would wager to say that we spend more money than average....but we get more for our money...

The cheap Bast...
Michael B.
 
Quote from andrasnm:

I have had two of them and this assertion is a joke.

I have two datejusts, and I can sell them right now for the price I paid after 4-5 years although I didn't pay them retail.
Luxury watches are one of the few collectibles
that hold their value mainly because of their longevity.


You are a joke.
 
Hey coolwhip - I bet you bought a fake like yourself
Quote from coolweb:

I have two datejusts, and I can sell them right now for the price I paid after 4-5 years although I didn't pay them retail.
Luxury watches are one of the few collectibles
that hold their value mainly because of their longevity.


You are a joke.
 
Rolex's? Well, i couldnt do this myself, but if you WANT frugal, check out this site.

Have a good look around, it aint just the first page.
This crowd could live for 500 years on one of your rolex's coolweb.
Seriously, there was a page on that.....

I feel so humble. And i should, but thats not the point.

http://frugalliving.about.com/


Have a good look around there by the way, click on everything frugal.
Im uncertain, if i should feel blessed i can survive at all, or should perhaps be waging a holy war of some description against the ubiquitous capitalist pigs.

I guess im not frugal, and were i forced to be, i may be somewhat pissed off.
Anyone?
 
Quote from andrasnm:

comparing a Viper to a Ferrari is like comparing a crack ho in heat to Angelina Jolie....boy you lack class....

Angelina Jolie is just one step above the crack ho, dude. She's a tatooed freak.....
 
Quote from ElectricSavant:

  • I drive a 1990 Plymouth Voyager with simulated woodgrain siding and have not had an automobile loan since Oct 1995.
  • Wifey and I, shop at Costco and Sams Club.
  • I buy several "entertainment" books with half off coupons and use the Safeway stores $5.00 off coupons first....(the cashiers never look at the dates that should be used)
  • We do not celebrate Xmas
  • Any spare money is earning interest and we do not carry cash
  • When we buy a property to live in, the downpayment, the loan structure and the purchase price is adjusted and balanced to reduce monthly outgo as it just has to make sense. In our 10 year plan to retire earlier we plan a move every 1-3 years. We are in "tier one" of our plan, in our Metro Denver Studio Condo :))
  • We buy our Gym nutrition wholesale from a friend.
  • We prepay anything for a year or whatever, if it yields a savings more than the prevailing interest cost to tie up the money...usually a pre-pay is much more than the cost of funds.
  • We do not need or have a cell phone, a Sams Club Calling card suffices.
  • Credit card bills are paid in full each month and used heavily for rebates, added insurance and float.
  • Taxes are paid quarterly. but most ET'rs don't need to worry about this as they are not profitable. :)
  • Club cards and the like at the grocery stores are utilized.
  • We do keep EVERY receipt and return more than the average folks do. An easy way to keep receipts is to put a shoebox in the car.
  • Wifey is thawing out some london broil bought for half off, plus a 5 buck off coupon, plus 10% off, bought at Safeway last month.

Folks living frugally really is not the term, I like to use. Wifey and I enjoy frequent nights out and I can spend money easily, if its a good value.


Moseltov their Abraham....:p
 
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