Yep. It may surprise you to learn this but it's possible for someone to write a book on what they should do, yet still not have the self-discipline to do it. It would be a good essay topic for the class: What did he get right and where did he go wrong?
In other news, JK Rowling has no magical abilities and Tom Clancy never served in the military.
First, you don't know me. Second, that's the kind of fashionable drivel that socialists like to say right up to the point that the decide they actually do need something.
Everyone needs food, shelter, etc. How many people would turn down a free house because that's "wealth" and "wealth" isn't important to them?
A little full of yourself much? I gave the example of someone who invests 90% just as a simple example, to contrast against those who take no responsibility for their financial future and risk becoming a burden on their neighbours. I didn't say everyone should be forced to do it, what I did say is that stealing from that person to pay someone else much less responsible is evil.
I'm a responsible adult who gives a damn, that's who. It's very fashionable these days to just tell people to do whatever they feel like at that particular moment with no consideration of the long term consequences. It takes a lot more courage and integrity to tell someone something they might not want to hear.
Furthermore, I'm not saying they shouldn't be allowed to make their own choices with their own money, I'm just saying that it's wrong to force everyone else to pay for them.
Because you have a military pension, which guarantees you have an income for the rest of your life, you mean. Of course you can spend more of your income on "experiences" if your retirement is already secured. It also allows you to take much larger risks with the stability of your day to day income.
Wrong. Try reading what I actually wrote instead of inventing strawman arguments and making gross generalizations to highlight your various prejudices.
Or I realize it's possible to take an enjoyable hike without flying to Africa to do it. A weekend out backpacking with your friends can cost as little or as much as you want it to.
Obviously you can afford it so good for you. If you can't, consider the Appalachian Trail or the PCT.
I threw a nice bachelor party for myself sailing for a weekend and spent almost nothing. Guys with boats like to sail. I knew a guy who knew a guy, and next thing we're having a great weekend.
If you can't afford it, you're most likely not doing yourself any favours by saying "it's an experience" and doing it anyways.
In my "experience" there are people who use the whole "it's about the experience" thing, are often using that as an excuse for poor financial discipline.
If you want to fill you passport with stamps and see the world, joining the military and doing it on uncle sam's dime may be a very smart way to do it. Taking on five or six figures of credit card debt while zeroing our your savings? Not so much.
It's actually kind of funny that you see yourself as an argument against this, as a military career is a huge exercise in self discipline and delayed financial gratification.
