High interest rate money and easily accessible - where?

[AshanD]

Hi, I'm curious where I should keep most of my money to generate interest and be accessible if I need to withdraw some funds (doesn't have to be anything like a checking account though) It must be low risk. Any suggestions?

Thanks

 

[NKNY]

INg direct...3 % also hsbc has a 3% rate with no fees as well.

Quick easy access to your money...

Nick

 

[babe714]

http://www.money-rates.com/mmarket.htm

 

[Ebo]

Citibank = 3.25% if you want a bank with a branch!

 

[Medveshonok]

VneshtorgBank, Russia: 6-7% in US dollars and Euro

http://www.vtb.ru/pls/en/web_en.index1?s1=2

 

[Ebo]

Mad Schnook:

I did not see your bank listed as F.D.I.C. insured for some reason!

 

[winter]

http://www.emigrantdirect.com/

3.25%, just like ING (FDIC savings) but their name sucks and their rate is 1/4 pt higher (right now)

 

[winter]

Quote from Ebo:

Citibank = 3.25% if you want a bank with a branch!

Is this available now? I thought it was coming soon but not quite here yet (if you are talking about their e-savings account)

 

[Ebo]

Honestly, I am just quoting the huge sign in the window across the street. I did not read the fine print yet.

 

[Htrader]

The best rate I've found is Vanguard's tax exempt money market fund.

Its currently offering a 2.3% tax-free yield, which is the equivalent of a 3.53% yield if you are in the 35% tax bracket.

There is no fdic protection, but its vanguard, and if you are in the top tax bracket you most likely have over $100,000 in cash anyways.