Health Care Reform...Sound off here, An ET Roundtable.

Helath Care Reform

  • Leave it alone, things are fine.

    Votes: 6 10.3%
  • Pass current reform bill.

    Votes: 12 20.7%
  • We need reform, but write a new bill.

    Votes: 36 62.1%
  • Who cares, I pay cash when I'm sick.

    Votes: 4 6.9%

  • Total voters
    58
Quote from Mercor:

2 Million people with healthcare die every year.

Maybe heathcare is the problem.

This needs to stop. 2,045,000 million people will now be dying because of Obama!

What was it that Rahm called his fellow progressive wackos....?
 
Quote from FeenixRizin:

Translation: As a parasitic-leech of the left, someone else should pay for ensuring my existence is as comfortable as those evil people who prosper and contribute to society. And this can only be accomplished via a command-and-control system, like in my beloved, but collapsed, USSR.

what a worthless lump of flesh...

Ditto! Same to ALL Leftists, Libtards, Progressives and blood-sucking leeches.

:mad:
 
Quote from FeenixRizin:

Translation: As a parasitic-leech of the left, someone else should pay for ensuring my existence is as comfortable as those evil people who prosper and contribute to society. And this can only be accomplished via a command-and-control system, like in my beloved, but collapsed, USSR.

what a worthless lump of flesh...

Better then being a piece of shit Republican who has no problem spending trillions on wars and bailouts.

No health care,ok .Lets end public police protection,pay for your own body guard.Lets end fire protection and public education as well
 
Hopefully one of you dumb ass Republicans or one of your family members are next to be wrongfully denied :)


http://www.reuters.com/article/idUS202570+02-Sep-2009+PRN20090902

California's Real Death Panels: Insurers Deny 21% of Claims
Wed Sep 2, 2009 3:41pm EDT

PacifiCare's Denials 40%, Cigna's 33% in First Half of 2009




OAKLAND, Calif., Sept. 2 /PRNewswire/ -- More than one of every five requests
for medical claims for insured patients, even when recommended by a patient's
physician, are rejected by California's largest private insurers, amounting to
very real death panels in practice daily in the nation's biggest state,
according to data released today by the California Nurses Association/National
Nurses Organizing Committee.

CNA/NNOC researchers analyzed data reported by the insurers to the California
Department of Managed Care. From 2002 through June 30, 2009, the six largest
insurers operating in California rejected 31.2 million claims for care - 21
percent of all claims.

The data will be presented by Don DeMoro, director of CNA/NNOC's research arm,
the Institute for Health and Socio-Economic Policy, at CNA/NNOC's biennial
convention next Tuesday, Sept. 8 in San Francisco. The convention will also
feature a panel presentation from nurse leaders in Canada, Great Britain, and
Australia exploding the myths about their national healthcare systems.

"With all the dishonest claims made by some politicians about alleged 'death
panels' in proposed national legislation, the reality for patients today is a
daily, cold-hearted rejection of desperately needed medical care by the
nation's biggest and wealthiest insurance companies simply because they don't
want to pay for it," said Deborah Burger, RN, CNA/NNOC co-president.

For the first half of 2009, as the national debate over healthcare reform was
escalating, the rejection rates are even more striking.

PacifiCare denied 40 percent of all California claims in the first six months
of 2009. Cigna, which gained notoriety two years ago for denying a liver
transplant to 17-year-old Nataline Sarkisyan of Northridge, Calif. and then
reversing itself, tragically too late to save her life, was still rejecting
one-third of all claims for the first half of 2009.

"Every claim that is denied represents a real patient enduring pain and
suffering. Every denial has real, sometimes fatal consequences," said Burger.

PacifiCare, for example, denied a special procedure for treatment of bone
cancer for Nick Colombo, a 17-year-old teen from Placentia, Calif. Again,
after protests organized by Nick's family and friends, CNA/NNOC, and netroots
activists, PacifiCare reversed its decision. But like Nataline Sarkisyan, the
delay resulted in critical time lost, and Nick ultimately died. "This was his
last effort and the procedure had worked before with people in Nick's
situation," said his older brother Ricky.

California Blues rejected 28 percent of claims in the first half of 2009. In
2008, six days before RN Kim Kutcher of Dana Point, Calif., was scheduled to
have special back surgery, Blue Cross denied authorization for the procedure
as "investigational" even though the lumbar artificial disc she was to receive
had FDA approval.

At the time of denial, which she calls "insurance hell," Kutcher notes she had
"already gone through pre-op testing, donated a unit of blood, had
appointments with four physicians." Kutcher paid $60,000 out of pocket for the
operation and is still fighting Blue Cross.

Kaiser Permanente, which denied 28 percent of all claims in the first half of
2009, was one of two systems to reject options for radiation and chemotherapy
for 57-year-old Bob Scott of Sacramento after his diagnosis of a brain tumor
in 2005. The reason cited was his age, says wife Cheryl Scott, RN. "He had
been in perfect health all of his life. This was his first problem other than
a sprained ankle. He died six months later."

Rejection of care is a very lucrative business for the insurance giants. The
top 18 insurance giants racked up $15.9 billion in profits last year.

"The routine denial of care by private insurers is like the elephant in the
room no one in the present national healthcare debate seems to want to talk
about," Burger said. "Nothing in any of the major bills advancing in the
Senate or House or proposed by the administration would challenge this
practice."

"The United States remains the only country in the industrialized world where
human lives are sacrificed for private profit, a national disgrace that seems
on the verge of perpetuation," she said.

CNA/NNOC supports an alternative approach, expanding Medicare to cover all
Americans, which would give the U.S. a national system similar to what exists
in other nations. Data released in late August by the Organization for
Economic Co-operation and Development, which tracks developed nations, found
that among 30 industrial nations, the U.S. ranks last in life expectancy at
birth for men, and 24th for women.

CNA/NNOC represents 86,000 registered nurses in all 50 states, and is working
toward unification with the Massachusetts Nurses Association and United
American Nurses to build a new 150,000 member national nurses organization.


SOURCE California Nurses Association/National Nurses Organizing Committee

Charles Idelson, +1-510-273-2246, Shum Preston, +1-510-273-2276, or Liz
Jacobs, +1-510-273-2232, all of California Nurses Association/National Nurses
Organizing Committee
 
Quote from ..........:

Better then being a piece of shit Republican who has no problem spending trillions on wars and bailouts.

No health care,ok .Lets end public police protection,pay for your own body guard.Lets end fire protection and public education as well

plus repeal 16th amendment and institute the fair tax and you have a good start.
 
Quote from ..........:

Hopefully one of you dumb ass Republicans or one of your family members are next to be wrongfully denied :)


http://www.reuters.com/article/idUS202570+02-Sep-2009+PRN20090902

California's Real Death Panels: Insurers Deny 21% of Claims
Wed Sep 2, 2009 3:41pm EDT

PacifiCare's Denials 40%, Cigna's 33% in First Half of 2009




OAKLAND, Calif., Sept. 2 /PRNewswire/ -- More than one of every five requests
for medical claims for insured patients, even when recommended by a patient's
physician, are rejected by California's largest private insurers, amounting to
very real death panels in practice daily in the nation's biggest state,
according to data released today by the California Nurses Association/National
Nurses Organizing Committee.

CNA/NNOC researchers analyzed data reported by the insurers to the California
Department of Managed Care. From 2002 through June 30, 2009, the six largest
insurers operating in California rejected 31.2 million claims for care - 21
percent of all claims.

The data will be presented by Don DeMoro, director of CNA/NNOC's research arm,
the Institute for Health and Socio-Economic Policy, at CNA/NNOC's biennial
convention next Tuesday, Sept. 8 in San Francisco. The convention will also
feature a panel presentation from nurse leaders in Canada, Great Britain, and
Australia exploding the myths about their national healthcare systems.

"With all the dishonest claims made by some politicians about alleged 'death
panels' in proposed national legislation, the reality for patients today is a
daily, cold-hearted rejection of desperately needed medical care by the
nation's biggest and wealthiest insurance companies simply because they don't
want to pay for it," said Deborah Burger, RN, CNA/NNOC co-president.

For the first half of 2009, as the national debate over healthcare reform was
escalating, the rejection rates are even more striking.

PacifiCare denied 40 percent of all California claims in the first six months
of 2009. Cigna, which gained notoriety two years ago for denying a liver
transplant to 17-year-old Nataline Sarkisyan of Northridge, Calif. and then
reversing itself, tragically too late to save her life, was still rejecting
one-third of all claims for the first half of 2009.

"Every claim that is denied represents a real patient enduring pain and
suffering. Every denial has real, sometimes fatal consequences," said Burger.

PacifiCare, for example, denied a special procedure for treatment of bone
cancer for Nick Colombo, a 17-year-old teen from Placentia, Calif. Again,
after protests organized by Nick's family and friends, CNA/NNOC, and netroots
activists, PacifiCare reversed its decision. But like Nataline Sarkisyan, the
delay resulted in critical time lost, and Nick ultimately died. "This was his
last effort and the procedure had worked before with people in Nick's
situation," said his older brother Ricky.

California Blues rejected 28 percent of claims in the first half of 2009. In
2008, six days before RN Kim Kutcher of Dana Point, Calif., was scheduled to
have special back surgery, Blue Cross denied authorization for the procedure
as "investigational" even though the lumbar artificial disc she was to receive
had FDA approval.

At the time of denial, which she calls "insurance hell," Kutcher notes she had
"already gone through pre-op testing, donated a unit of blood, had
appointments with four physicians." Kutcher paid $60,000 out of pocket for the
operation and is still fighting Blue Cross.

Kaiser Permanente, which denied 28 percent of all claims in the first half of
2009, was one of two systems to reject options for radiation and chemotherapy
for 57-year-old Bob Scott of Sacramento after his diagnosis of a brain tumor
in 2005. The reason cited was his age, says wife Cheryl Scott, RN. "He had
been in perfect health all of his life. This was his first problem other than
a sprained ankle. He died six months later."

Rejection of care is a very lucrative business for the insurance giants. The
top 18 insurance giants racked up $15.9 billion in profits last year.

"The routine denial of care by private insurers is like the elephant in the
room no one in the present national healthcare debate seems to want to talk
about," Burger said. "Nothing in any of the major bills advancing in the
Senate or House or proposed by the administration would challenge this
practice."

"The United States remains the only country in the industrialized world where
human lives are sacrificed for private profit, a national disgrace that seems
on the verge of perpetuation," she said.

CNA/NNOC supports an alternative approach, expanding Medicare to cover all
Americans, which would give the U.S. a national system similar to what exists
in other nations. Data released in late August by the Organization for
Economic Co-operation and Development, which tracks developed nations, found
that among 30 industrial nations, the U.S. ranks last in life expectancy at
birth for men, and 24th for women.

CNA/NNOC represents 86,000 registered nurses in all 50 states, and is working
toward unification with the Massachusetts Nurses Association and United
American Nurses to build a new 150,000 member national nurses organization.


SOURCE California Nurses Association/National Nurses Organizing Committee

Charles Idelson, +1-510-273-2246, Shum Preston, +1-510-273-2276, or Liz
Jacobs, +1-510-273-2232, all of California Nurses Association/National Nurses
Organizing Committee

IMHO that really has nothing to do with this bill, the solution is more free market competition and not using govt to shield you from competitors.

Govt should be an arbiter not a player themselves.
 
Quote from ..........:

Hopefully one of you dumb ass Republicans or one of your family members are next to be wrongfully denied

Hopefully one of you dumb ass progressive twats or one of your family members are next to be wrongfully denied by Obama. But when you're so stupid to believe what that empty head is saying in the first place...

Here you have it...the largest insurance provider, the US Government, has the highest denial rate. But Obama said........

Deny This: Guess Who Has the Highest Medical Claim Rejection Rate?
By Tom Blumer

Oh, the establishment press will just loooooove this -- not.

From BigGovernment.com (HT Mark Levin over the airwaves this evening):

  • Beverly Gossage, Research Fellow for Show-Me Institute and founder of HSA Benefits Consulting wondered which insurance companies rejected the most claims. She found her answer in the AMA’s own 2008 National Health Insurer Report Card (fairly large PDF).

I'm curious. Was it Aetna? Humana?

A chart showing the major carriers and how Medicare compared to them in the study follows:

148nhnr.jpg


Well, well.

The Medicare denial rate found in the study was, on a weighted average basis, roughly 1.7 times that of all of the private carriers combined (99,025 divided by 2,447,216 is 4.05%; 6.85% divided by 4.05% =1.69).

You would think Medicare's sheer size might enable it to have smoother procedures with its providers that would enable it to turn down a lower percentage of claims. But no, this is the government we're talking about.

So who's the most "heartless" now? And why should Americans accept the idea of gradually being forced into a government-run system when, based on documented government experience, they will be more likely to see their claims denied?

And I didn't even get to the idea of refusals to treat in the first place, something that is present to some degree in virtually every state-run system, but is currently against the law in hospital emergency rooms in the U.S.
 
Quote from Index piker:

IMHO that really has nothing to do with this bill, the solution is more free market competition and not using govt to shield you from competitors.

Govt should be an arbiter not a player themselves.

Why I support Obama care

About 5 years ago I had a bad allergic reaction to something,racked up a 8,000 hospital bill,took about 4,000 worth of tests to find out what caused the reaction


Fast forward to today.I am ready to quit my job and trade and manage my real estate investments full time.One hurdle is after Cobra I will lose my health ins.I applied to blue cross,humana and 2 other companies about getting health ins,they all denied me due to the allergy thing years ago.If I lose my employer insurance I cant get health insurance even though I am willing to pay for it


I like Obamas plan because no one can be denied or charged more due to pre existing conditions


I know many others with similar situations
 
Quote from bugscoe:

Hopefully one of you dumb ass progressive twats or one of your family members are next to be wrongfully denied by Obama. But when you're so stupid to believe what that empty head is saying in the first place...

Here you have it...the largest insurance provider, the US Government, has the highest denial rate. But Obama said........

Deny This: Guess Who Has the Highest Medical Claim Rejection Rate?
By Tom Blumer

Oh, the establishment press will just loooooove this -- not.

From BigGovernment.com (HT Mark Levin over the airwaves this evening):

  • Beverly Gossage, Research Fellow for Show-Me Institute and founder of HSA Benefits Consulting wondered which insurance companies rejected the most claims. She found her answer in the AMA’s own 2008 National Health Insurer Report Card (fairly large PDF).

I'm curious. Was it Aetna? Humana?

A chart showing the major carriers and how Medicare compared to them in the study follows:

148nhnr.jpg


Well, well.

The Medicare denial rate found in the study was, on a weighted average basis, roughly 1.7 times that of all of the private carriers combined (99,025 divided by 2,447,216 is 4.05%; 6.85% divided by 4.05% =1.69).

You would think Medicare's sheer size might enable it to have smoother procedures with its providers that would enable it to turn down a lower percentage of claims. But no, this is the government we're talking about.

So who's the most "heartless" now? And why should Americans accept the idea of gradually being forced into a government-run system when, based on documented government experience, they will be more likely to see their claims denied?

And I didn't even get to the idea of refusals to treat in the first place, something that is present to some degree in virtually every state-run system, but is currently against the law in hospital emergency rooms in the U.S.

I doubt Medicare denial rates have ever reached the 20-40 % range.Medicare also wont raise your rates 40 % in 1 year


"California's Real Death Panels: Insurers Deny 21% of Claims"


"PacifiCare's Denials 40%, Cigna's 33% in First Half of 2009"
 
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