Quote from 4EXJOE:
Actually, some states, N. Carolina being one that I know of first hand, require all license holders to have insurance, whether they own a car or not. This effectively lowers rates across the board for everyone, the responsible drivers essentially subsidizing the irresponsible.
This same logic has been applied to Obamacare, that the healthy and wealthy subsidize the sick and poor.
The only difference is there is no law saying you have to have a drivers license if you don't want to.
Healthcare on the other hand...
Right, Joe, I get it, but she owns the car legally w/o insurance, it's a classic. She's not licensed to drive. Thankfully, as she's 90yo.
