FYI one of the easiest clues that istoptime gave me, of course unbeknownst to him at the time ......
he said, "got my retirement pension all laid out, house all paid for, some money in the bank" approx. quote based on concept
the above is sooooooooo basic but he thinks its an accomplishment. In Asia every mother's son has that in their sleep, even erupoeans living as expats have that in spades its a no brainer sooooooooo basic its hilarious - in America that is replaced by debt which is the yardstick of value = have now pay later or pay for decades to have now. America = 2 months from the salvation army if job lost
Whew! Bottom of the barrel.
I come across istoptimes all the time stateside - I sell them stuff at 10k per pop and take their credit apps - YAWN = husband brings home 3k per month, wife perhaps 2.5k per month, they're in hock up to their eyeballs, the slightest calamity and their credit rating takes a dive from 800 to 600 in an ogonblick, most likely they will end up losing the house too.
YAWN
he said, "got my retirement pension all laid out, house all paid for, some money in the bank" approx. quote based on concept
the above is sooooooooo basic but he thinks its an accomplishment. In Asia every mother's son has that in their sleep, even erupoeans living as expats have that in spades its a no brainer sooooooooo basic its hilarious - in America that is replaced by debt which is the yardstick of value = have now pay later or pay for decades to have now. America = 2 months from the salvation army if job lost
Whew! Bottom of the barrel.
I come across istoptimes all the time stateside - I sell them stuff at 10k per pop and take their credit apps - YAWN = husband brings home 3k per month, wife perhaps 2.5k per month, they're in hock up to their eyeballs, the slightest calamity and their credit rating takes a dive from 800 to 600 in an ogonblick, most likely they will end up losing the house too.
YAWN

