I thought this was very interesting article on the learned hand formula and insurance.
nothing to do with guns vs govt.
in my opinion the author takes the equation a little bit to literally.
As a practical matter give you a framework for thinking about risk.
https://academic.oup.com/lpr/article/5/1/1/990799
Hmmm.. Maybe we can just shoot the CEOs and lawyers? Studies have shown that lawyers are 2nd to CEOs as the most psychopathic profession. Once every trusts everyone else again, problem solved.
"Deep inside me there's a serial killer lurking somewhere," the unnamed attorney told Dutton. "But I keep him amused with cocaine, Formula One, booty calls, and coruscating cross-examination."
http://www.businessinsider.com/wisdom-of-psychopaths-analysis-of-lawyers-2012-12