All the pinheads who are uber critical about these draconian steps now being taken, would have been the first to say YOU CAN'T TAMPER WITH THE FREE MARKET, if it was suggested that no interest , zero down loans to toothless bag ladies should be outlawed.
Who are you trying to kid?
Indoctrinating your kids?
The ONLY FREE MARKET is called Laissez-faire - and with the corruption structure of the systemic bias throughout US society - not likely to happen with all of the population aligned in the cannibalistic hierarchical pyramid scheme led by the upper "elitist priesthood" in charge ... dog-eat-dog ... brother-do-brother ... kinda disgusting stuff really, but you seem to be dreaming about climbing to the top - over as many bodies as you can possibly frag ... so ... stop complaining and get with the program, GI Joe...
You gotta make "some" sacrifices ... so why not just take one more "for the team" and bend over and clam up... stop whimpering already, puppies... it's not like you can't take a little hazing, can you? Next season it will be you holding them down... Go USA! http://en.wikipedia.org/wiki/Hazing