If you are looking for a reliable broker with good spreads and commissions, check out exclusivecapital.com
The company is new, but I have been trading with them for several months now and they pretty good. Their customer service is extremely helpful. Whenever I wrote to them they answered within seconds. Once I remember they helped me fix some chart problem on the my screen through TeamViewer.
Also I have a Standard account there. Spread was 0.5 on the EURUSD.
They have segregated bank account which is connected to your trading account, so they can't touch your money by the law. So I think your money is safe enough there.
Only problem is that there isn't an MT4 platform, but they are working on it and it should be ready next week.