You wanna know a secret? It isn't even the money that matters. Money is just correlated to something far more important to women: that you have both feet planted on the ground and have "grown up".
Most women in college and younger go for the "rock star" (dreamers) type. That works great when there are no worries and all you have to do is exist, since when you are in school you are essentially living in utopia.
As women get older, the instinct changes and most are looking for a stable relationship to raise kids in, even thought they may internally want the romantic dreamer. The stable and reliable traits overwhelm other factors.
Looks are very subjective. We find attractive what we grew up with, features that make the person seem like he is from the same "clan." So it is a disaster to our self-esteem to believe we are not attractive, since outside of a few people, most of us are/aren't attractive to many many people, and there is no scientific measure of that. Some people find traits outside their "clan" attractive. That is more complicated and shows just how complicated attraction based on physical traits is.
Sense of humor is also subjective and cultural, although it is probably the single most desirable feature of a person imo, since it is the single quality that makes another person overlook everything else about you, and makes them to be blind to everything else about you. It is the one way that another person really lets their guard down to learn who you really are - to see your "soul" and imprint it uniquely into their brain. The brain is the sex organ.
Money and Intelligence are really the only universals. If you are rich you are rich. Money for it's own sake as an aphrodisiac is for people with very little imagination. Intelligence is slightly less so universal and is probably cultural as well (think of the people that ask, if you are so smart, why aren't you rich?)
What does this all mean? You have to mix with those people that instinctively find you funny and good looking and sociable. Money and intelligence only matter as second order effects imo.
nitro
Quote from JimmyJam:
Way harsh my'man, way harsh 
.
My looks + intelligence are good enough, the humor part is there if I focus on it (and not if I don't), but the moeny thing keeps tripp'in me up ... so there's is alot of truth in what you're say'in here.
But there are also the additional factors of desireability (if I have a girl, getting another one is easier than shooting ducks in a barrel) and just plain being nice (for the romantic types out there).
JJ
