Finding out where a bank puts its assets

[Vinny1]

Quote from monee:

Guess he didn't read the fact that each depositor is insured up to only $100,000 dollars in one bank.
I have spoken to people who thought it was $100,000 per account and were shocked when they found out it was $100,000 per depositor.
It is sad for the guy though.

If I have a checking and a money market account with my bank, I assume I'm insured up to a total of 100k for both accounts, and not 100k per account?