Fed Says U.S. Banks Are Tightening Lending Standards

I saw that headline too, then I looked at what the Fed data showed:

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Real credit crunch or an illusion to put everyone in a panic to drop rates and try to ease the resets going on?
 
Its the rate of change thats important.

Not the total amount.

So when GDP grows at 3%, this is rate of change.

Come on...
 
those numbers are like population growth, they almost always go up. now if the banks are taking writedowns, scrambling to raise capital and are declaring they are tighening standards and you guys cant believe then I cant do anything
 
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