Quote from GermanTrader:
Glad to. In economics, as applicable to individuals:
Government programs, paid by taxpayers, that donate money, service or other support for those who are unable and/or unwilling to support themselves. Welfare is the same as grace, getting something you neither deserve, earn nor are asked to return. A gift from the taxpayer.
Taxpayer benefits, including student loans, are what we deserve because we work and pay taxes into the system.
I could differentiate a thousand instances where taxpayer benefits are contrasted with welfare, but you can do that yourself. Add to this that welfare recipients generally do not pay any income tax, and are by definition not withdrawing taxpayer benefits. Welfare is a freebie, available to any citizen or illegal alien that enters the USA.