I never wear a seat belt that is the risk taker in me. But I would never buy a motorcycle either, I refuse to travel on concrete roadways not surrounded by a metal cage, I cannot take that much exposure to risk. I do not like planes and it has been a couple of decades since I travelled in one. I cannot swim so I obviously stay away from water. I daytrade for a living that is the risk taker in me, I hardly ever hold over night, I cannot take that much exposure to risk.