Quote from Mike805:
Bill,
Even though you have some understanding beyond a basic undergraduate math curriculum, this does not give you the right to question the practices of many "serious" universities.
Making blanket generalizations about PhD's, academics and finance professionals only demonstrates how little knowledge of these topics you possess. Avoid such generalizations in the future if you wish to be taken seriously.
Mike
P.S. It is widely known that lesser educated people tend to question the abilities of those with higher education than themselves, if for no other reason than to combat deep seeded feelings of insecurity and inadequacy. How's that for a blanket generalization?
Another unprovoked attack by Mike805.
Mike, get a life...
