Agree with everything you said right there. I've never really claimed to be "reasonable".Over a beer ("Tom! It's barely noon!"), I bet we'd agree on more than we disagree.

Agree with everything you said right there. I've never really claimed to be "reasonable".Over a beer ("Tom! It's barely noon!"), I bet we'd agree on more than we disagree.

%%IMHO, it all depends on your investment time horizon.
If your time horizon is decades you shouldn't be timing the market, and stages really mean you are timing the market:
View attachment 181732

You might want to test your thesis on market data over the past (Ohhhh, let's say, 'decade') before you recommend it to others.![]()
For testing, much longer would be much better.
Good points. Thank you. Those charts were from Schwab.%%
I noticed on that chart, ironchief,the scale in[dollar cost] is close to , ''invest immediately bar '' in %.
And since OCT-March/APR tend to be the best 6/7 in the stock market, cant really think of a good reason to overload late Jan. PUT another way=======even a good bull market uptrend has some pullbacks no matter how slight, FEB tends not to do as well as JAN.JAN is strong, but almost never as strong as even JAN-APR![]()
%%Good points. Thank you. Those charts were from Schwab.
As for timing, I tried but was always wrong on when to get out and when to get back in.
Good points. Thank you. Those charts were from Schwab.
As for timing, I tried but was always wrong on when to get out and when to get back in.
%%For testing, much longer[ than 10 years]would be much better.
Just curious Mr. Turtle, why do you have to put disclaimers on every statement you made? Are you a professional fund manager or financial adviser?%%
Commissions were to expensive, in the early years, unless you were an elephant. BUT since i would rather do to MUCH work,,,,,,, than not enough,i agree. NOT sure a stock/stock market chart before the FED means much but i study them anyway.Saw a KO ad today said ''since 1886+since 1886'' NOT a stock tip or prediction.
%%Just curious Mr. Turtle, why do you have to put disclaimers on every statement you made? Are you a professional fund manager or financial adviser?
I have to admit, your comments were very good and accurate, definitely not from a mom and pop amateur like me.
Regards,
