Josh, thanks for the link. Where would we be without them? The rich and powerful don't have a darn thing to do with my ability to read a balance sheet, an income statement, sec filings, or choose a company that will grow my money. The attitude of the author on that article supports the argument that we should take our money out of the banks and place it in publicly traded companies. That's what this business is really all about anyway. Work hard for your money?---Make your money work hard for you!