I think congressman should be paying 100% of their own GD premiums.
As I recall this got started during WWII. I don't recall the exact details but it went something along the lines. Government had frozen wages in part to keep private sector firms from recruiting government workers with higher wages. So the private firms offered health insurance as part of their compensation instead. In short, unintended consequences of government meddling. And it's yet another example in a seemingly endless list of examples of why people like me remain convinced bigger government just equals bigger problems.
I'm a big believer in states rights and local government. BUT I cannot imagine why the insurance industry would necessarily need 50 different regulators either.
Oh it's flawed alright and not one bit better than what it's replacing. But then you only have to consider the source of the legislation to have seen that coming.
Maybe you need to wait, I don't. It's already a cluster fuck. Oh sure, they'll slap one band aid remedy on top another in a never ending effort to fix what they never should have fucked up to begin with. But in the end it'll only be more lipstick on the pig.
I believe it was Churchill who once said, you can always count on the Americans to do the right thing. After they've tried everything else.