Can someone help me with my credit card debt?

Quote from TruthSeeker247:

You are probably right, I am a loser. 25 years old, 18,000 credit card debt, substantial student loan debt. Hopefully I'll be able to move out of that loser status once I graduate with my ivy league degree, get a full time job and start making the beenas. :)

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I would suggest you take $4.95 and buy "The Richest Man in Babylon" by George Clason it's lessons will be well worth the cost if you choose to follow them.

As for the rest, the trick is knowing sound advice from waiting until you get the advice you want to hear.
 
Quote from trdrmac:

FIND ONE POST OF MINE WHERE I AM BEGGING STRANGERS TO HELP ME OUT. BOO HOO HOO.
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The following exchange, taken from http://www.elitetrader.com/vb/showthread.php?s=&threadid=6869, should qualify.
Quote from trdrmac:

First of all, the only bottoms I want to pick are when I ride the subway, and that's more of a subtle brush followed by a sincere excuse me.
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Quote from Mr Subliminal:

Finally I can put a name to the face.
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Quote from trdrmac:

See you on the N&R tomorrow, and leave the thong off I ripped a nail last time.
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Quote from trdrmac:



I would suggest you take $4.95 and buy "The Richest Man in Babylon" by George Clason it's lessons will be well worth the cost if you choose to follow them.

As for the rest, the trick is knowing sound advice from waiting until you get the advice you want to hear.
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Yeah... great book!
 
Quote from frank123:



Geo,

Nothing personal, but I think a man should take responsibility for what he did. And be prepared to take repsonbibility for what he plans to do in the future.

You can not say, I am not responsible for what I did, but I will be for what I plans to do in the future. That is a kid's mentality. If you say that you will never take responsibility for what you did or will do.

That being said, I agree credit card company rip you off with 20% APR's. But if you fall into that trap, it is your own problem--NOT THE CREDIT CARD COMPANY'S PROBLEM.

I despise those who smoke and get cancer and then sue the cigarette company. I despise those who get fat by eating fast food and then sue KFC and subway.

Love it or not, that is me.

Respectfully,

Frank
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Okay - good points. Let's have a look at it a different way - more of an economic type analysis I guess.

Is it better for our economy for this gentleman to suck up, work off the debt (including the huge interest, overlimit charges, late charges)? Is it productive activity? Or, could he be of more use to the rest of us to be rid of the debt, higher educated, and turned loose on the economy hopefully with the admonishion to go forth and not do it again (he can't file again for 6 years anyway)? The often used example is an Edison who blows out 2 or 3 times, wets the bed on all of his creditors, then gives us the light bulb on the 4th try.

What do you think?

Geo.:)
 
Quote from TruthSeeker247:

Wow. Talk about hypocritical. Good find Subliminal! Certainly got a chuckle out of me! :)
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What are you talking about, you are a bigger ass than I suspected.

Find me one thing in that quote that was hypocritical.

And junk bonds had a 20% run from that post, or did you miss that? Year to year one of the best asset classes.

In fact why don't you tell us all what the S&P did the day I posted that.

You really need to take notes and stop chatting.

 
Quote from Mr Subliminal:



Yesterday was a bonanza for some brushing on the subway, like shooting fish in a barrel.

Thanks for keeping me honest Mr Sub.
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Quote from TruthSeeker247:



Also, I used my credit cards to fund my undergraduate education and therefore amassed quite a debt load.

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did that 'funding' include kegs and spring break vacations?:-/
 
The fact is that you asked the people on here FOR ADVICE by way of a poll; was that not something you challenged us to find in any of your posts? Did you not ask people for advice on whether bottom picking could be profitable strategy?

I'm sorry if i offended you but I couldn't help but laugh as I had a vision of you with your foot in your mouth, nearly halfway down your throat. You derided the act of asking for advice and yet you yourself were found to be wanting of advice on whether a certain strategy could be considered viable.

I personally do not consider hypocrites to be of respectable integrity as they like to ADVISE one thing and then DO the exact opposite. In this case, you made fun of my search for advice and yet lo and behold it was found that you yourself were guilty of such advice seeking. All in all, you seem to be the WALL STREET type who tells clients to buy a dog and who then proceeds to short it.

I am not doubting your trading ability (nor am I lauding it) as I know nothing about you except that you are inherently hypocrital (and this, I gather from our limited corresponence on here). I am just saying that you could not come to the conclusion that bottom picking can work on your own; you had to ask the people on here for advice on the matter. Normally, I wouldn't care and would urge the wisdom of adivsors to be sought but for the purposes of exemplifying your hypocrasy I thought I should respond to subliminal's comment. You're a hypocrite. That is the point !

Quote from trdrmac:




What are you talking about, you are a bigger ass than I suspected.

Find me one thing in that quote that was hypocritical.

And junk bonds had a 20% run from that post, or did you miss that? Year to year one of the best asset classes.

In fact why don't you tell us all what the S&P did the day I posted that.

You really need to take notes and stop chatting.
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