Yeah, I have been through some of these LN issues myself. Its not perfect. However, if Paypal implements its own Layer 2 (free or low cost BTC transfers between users) that will be significant. Then, what if the L2s start to connect to each other? Paypal could connect to Coinbase, which would connect to Liquid, etc. The possibilities are significant. I believe one of the keys why LN didnt take off in a big way is because BTC still has lots of bullets in the scalability barrel left. There is still so many people not using non-native segwit addresses (bc1...), paying more fees than necessary. People are making so much money that they just dont care about the fees. But if the price stops mooning or if fees rocket higher, then they will start to care and then Layer 2s will take off
