Quote from dwpeters:
Some additional references for building a simple diversified portfolio:
This shows how a well diversified portfolio can smooth returns and why that is especially important in retirement: http://www.indexuniverse.com/public...the-benefits-of-low-correlation-round-ii.html
It's not really the ultimate portfolio, but they have some good ideas: http://www.fundadvice.com/articles/buy-hold/ultimate-buy-and-hold-2011.html
And last but not least a classic example of how simple this can be: http://assetbuilder.com/blogs/capital_gains/archive/2008/04/21/couch-potato-cook-book.aspx