If you could give more than one sentence replies and explain yourself that would be great.
In the USA, most insurers don't want to pay. That means having to fight with them to cover things that they should cover. I have had on countless occasions had my doctor fight with the insurance company to cover needed treatment. Sometimes they pay, sometimes they don't.
When they do pay, they tend to not pay it all. There are many things which do not count toward your "out of pocket maximum". You do understand that there are stipulations within ones' insurance policy, and not all policies are equal, correct?
In the USA, most insurers don't want to pay. That means having to fight with them to cover things that they should cover. I have had on countless occasions had my doctor fight with the insurance company to cover needed treatment. Sometimes they pay, sometimes they don't.
When they do pay, they tend to not pay it all. There are many things which do not count toward your "out of pocket maximum". You do understand that there are stipulations within ones' insurance policy, and not all policies are equal, correct?