3% of balance charged for one day late

[maxpi]

Quote from mxjones:

You can justify it however you want, but you took money and refuse to pay it back. That means you stole. No amount of name calling towards me can change that.

You are part of the "blame everyone" else group. Regardless of how bad the credit card companies are, they are not responsible for your situation. It is not always someone else's fault. If you borrow the money, then make your payments on-time and pay it all back. If you can't do that, you will be penalized regardless of how fair or unfair you perceive it.

And if you choose not to pay the money back and tell the company to "screw off", you are a thief.

In today's society it is commonplace to duck personal responsibility and blame everyone but yourself. Many of the posters on this thread are textbook examples of that.

How can one make the transition from debtor to lender [if that isn't every trader's goal then what is?] when one is being forced into more debt with worse terms? Being conscientious is like working, it's non profit... WIN stands for Work Is Nonprofit. Screwing around with credit just fell out of the picture somehow once I got out of the herd of sheep.... the deal is the debtor can pay and try to have a credit rating or not pay and not play the credit game. I very abruptly one day decided they and everybody else could take their credit thingy and put it so far up their ass sideways that their eyes exploded...

The CC companies corner people... it is sadistic nearly, they know where you work, etc.. they jack your rates for minor infractions..

When I'm cornered I start trying to kill people, that's me... I told some collector that I might be out of work but I wasn't out of time and money and if I needed to level the playing field by finding where he sleeps at night I'd do it...

You goodie goodies.... I have them all up and down the block here, can't stand any of 'em...