$25,000+ a year for healthcare

[S2007S]

Yes nothing like paying thousands a month for health care where prices on average only go up and up and up....the fed keeps saying there isn't any inflation, but yet a bulk of what people pay out of their living costs is skyrocketing year over year...nothing is being done to curb the increases as every year you are paying more and more...when the fed says inflation is nearly non existent they are lying right to you and you and you....



http://www.cnbc.com/2016/05/24/health-care-costs-for-families-top-25000--triple-2001.html

 

[ubermenschtrader]

household disposable net income remains at 50 year lows. Most households pay over 50% of their net income to mortgages and health insurance.

 

[S2007S]

household disposable net income remains at 50 year lows. Most households pay over 50% of their net income to mortgages and health insurance.

This will continue and keep continuing.... Even at a 3-4% 30 year fixed mortgage rate add in the taxes to live in certain areas of the US and you might need even a third job.....they talked about lower oil prices helping the consumer...they were wrong. It did absolutely nothing for households as the increases came from healthcare costs, food costs and tuition costs ...

 

[Sig]

Yes nothing like paying thousands a month for health care where prices on average only go up and up and up....the fed keeps saying there isn't any inflation, but yet a bulk of what people pay out of their living costs is skyrocketing year over year...nothing is being done to curb the increases as every year you are paying more and more...when the fed says inflation is nearly non existent they are lying right to you and you and you....



http://www.cnbc.com/2016/05/24/health-care-costs-for-families-top-25000--triple-2001.html

So first of all, I'd recommend reading the article. For example, "employers pay 57 percent of the total health costs", so the headline number that an actual family pays is a little less than $11,000, and that number "marks the lowest rate of increase since the index began in 2001". Both facts take a lot away from the "sky is falling" headline and S2007S' interpretation of it.

I've got news for you on healthcare, if you're happy to accept the healthcare available 10 years ago (or any arbitrary number of years ago in the recent past) and nothing but the health care available 10 years ago, i.e. no drugs, tests, or proceedures developed in the past 10 years, you'd be paying a fraction of what you were 10 years ago. Health care costs aren't inflating, the costs of the latest and greatest in healthcare is inflating and you are all demanding the latest and greatest. If you compare apples to apples, like you'd literally compare the cost of an apple today to that cost of that same type of apple 10 years ago, healthcare costs would be significantly lower. You're not comparing apples to apples.

 

[S2007S]

So first of all, I'd recommend reading the article. For example, "employers pay 57 percent of the total health costs", so the headline number that an actual family pays is a little less than $11,000, and that number "marks the lowest rate of increase since the index began in 2001". Both facts take a lot away from the "sky is falling" headline and S2007S' interpretation of it.

I've got news for you on healthcare, if you're happy to accept the healthcare available 10 years ago (or any arbitrary number of years ago in the recent past) and nothing but the health care available 10 years ago, i.e. no drugs, tests, or proceedures developed in the past 10 years, you'd be paying a fraction of what you were 10 years ago. Health care costs aren't inflating, the costs of the latest and greatest in healthcare is inflating and you are all demanding the latest and greatest. If you compare apples to apples, like you'd literally compare the cost of an apple today to that cost of that same type of apple 10 years ago, healthcare costs would be significantly lower. You're not comparing apples to apples.

Take away the employer and look up what an average family of 4 is paying and it's still skyrocketing

 

[ubermenschtrader]

So first of all, I'd recommend reading the article. For example, "employers pay 57 percent of the total health costs", so the headline number that an actual family pays is a little less than $11,000, and that number "marks the lowest rate of increase since the index began in 2001". Both facts take a lot away from the "sky is falling" headline and S2007S' interpretation of it.

I've got news for you on healthcare, if you're happy to accept the healthcare available 10 years ago (or any arbitrary number of years ago in the recent past) and nothing but the health care available 10 years ago, i.e. no drugs, tests, or proceedures developed in the past 10 years, you'd be paying a fraction of what you were 10 years ago. Health care costs aren't inflating, the costs of the latest and greatest in healthcare is inflating and you are all demanding the latest and greatest. If you compare apples to apples, like you'd literally compare the cost of an apple today to that cost of that same type of apple 10 years ago, healthcare costs would be significantly lower. You're not comparing apples to apples.

Your talking out your ass. It has nothing to do with these new procedures. It has everything to do with the amount of sick people who signed up and burden the system with extreme costs. The healthy young people have chosen to pay the fine rather than pay the monthly fee for an underinsured policy. UnitedHealth the largest private insurer has left multiple states that have been unprofitable. Look for others to follow. Some states will be getting large increases. It has nothing to do with these new procedures. Nice try with your spin, try dealing with real facts next time and not myth.

 

[S2007S]

So first of all, I'd recommend reading the article. For example, "employers pay 57 percent of the total health costs", so the headline number that an actual family pays is a little less than $11,000, and that number "marks the lowest rate of increase since the index began in 2001". Both facts take a lot away from the "sky is falling" headline and S2007S' interpretation of it.

I've got news for you on healthcare, if you're happy to accept the healthcare available 10 years ago (or any arbitrary number of years ago in the recent past) and nothing but the health care available 10 years ago, i.e. no drugs, tests, or proceedures developed in the past 10 years, you'd be paying a fraction of what you were 10 years ago. Health care costs aren't inflating, the costs of the latest and greatest in healthcare is inflating and you are all demanding the latest and greatest. If you compare apples to apples, like you'd literally compare the cost of an apple today to that cost of that same type of apple 10 years ago, healthcare costs would be significantly lower. You're not comparing apples to apples.

Employees are still going to pay more as the employers shift the burden of the higher costs on to the employee...its happening in many places of work where employees are seeing more taken out of their monthly paycheck as more of their pay goes to higher premiums... The employers don't want to pay the extra costs ..

From Forbes article:

The employer portion is still the larger of the two components ($14,793) but the rate of its growth relative to the employee portion does reflect another growing trend. That trend is the disproportionate rate of growth between employers and their employees. The employee rate of growth was more than a full percentage point higher at 5.3% while the employer portion was only 4.2%. This suggests that employers continue to shift more of the burden of rising healthcare costs onto their employees in the form of higher premiums, higher deductibles or higher co-pays.

http://www.forbes.com/sites/danmunr...for-family-of-four-now-at-25826/#4b8246875226

 

[Sig]

Your talking out your ass. It has nothing to do with these new procedures. It has everything to do with the amount of sick people who signed up and burden the system with extreme costs. The healthy young people have chosen to pay the fine rather than pay the monthly fee for an underinsured policy. UnitedHealth the largest private insurer has left multiple states that have been unprofitable. Look for others to follow. Some states will be getting large increases. It has nothing to do with these new procedures. Nice try with your spin, try dealing with real facts next time and not myth.

OK, the article is about the average total cost to provide healthcare for an American family, really did you read it because it appears you just reflexively posted? Not what they pay in insurance premiums or copays, not what Obamacare has done to bring about the apocalypse, not what young people pay vs older people, nothing about sick people "burdening the system". The average cost of healthcare to an average family is wholly determined by the cost of the inputs to healthcare - drugs, doctors, procedures.... it has nothing to do with sick people versus not sick people, an average family is going to have an average number of sick people, today, 5 years ago, and 5 years from now. Do you disagree that the cost of the cutting edge drugs available in 2006, if purchased today, are far lower than their cost in 2006? Do you disagree that an MRI, which is done at the drop of a hat today but was much rarer in 2006, is far more expensive than the "no MRI available" you would probably have gotten in 2006 for a comparable injury?
BTW, damn those sick people who sign up for insurance and burden the system with extreme costs. What's your solution to that particular "problem"?

 

[S2007S]

OK, the article is about the average total cost to provide healthcare for an American family, really did you read it because it appears you just reflexively posted? Not what they pay in insurance premiums or copays, not what Obamacare has costs, not what young people pay vs older people, nothing about sick people "burdening the system". The average cost of healthcare to an average family, which is wholly determined by the cost of the inputs to healthcare - drugs, doctors, procedures.... Do you disagree that the cost of the cutting edge drugs available in 2006, if purchased today, are far lower than their cost in 2006? Do you disagree that an MRI, which is done at the drop of a hat today but was much rarer in 2006, is far more expensive than the "no MRI available" you would probably have gotten in 2006 for a comparable injury?
BTW, damn those sick people who sign up for insurance and burden the system with extreme costs. What's your solution to that particular "problem"?

There is a solution but when worthless politics are front and center of every single damn topic in this country NOTHING gets done...simple as that

 

[der_kommissar]

There is a solution but when worthless politics are front and center of every single damn topic in this country NOTHING gets done...simple as that

Sig doesn't believe that there is any inflation either...The government told him so.