Brown said the language barrier (Ramirez, a native Spanish speaker, is not fluent in English, and spoke to the Free Lance through a translator) can also play a big role.
"When you go into Washington Mutual ... you can't always get someone to speak your language," she said.
Quote from SWScapital:
The WaMu rep in the story says "as a rule of thumb people shouldnt pay more than 1/3 income for housing"
Thats still way too fucking much. Yah dope.