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OANDA has made honesty and transparency their competitive advantage since day 1. They may still have some tricks they're hiding, but it seems to run counter to the brand they've put so much effort into building so it wouldn't make much sense.

Or upturn, volatility doesn't care which!

Let's be clear here, they agreed to a settlement to exit the U.S. market. A market which they subsequently said was a money loser for them. No-one was "banned", they just agreed to leave to avoid a bigger fine for a market that they'd probably lose money in if they had a regulator looking over...

That's bullshit, quite frankly. If you're born to a single black mom in SE Baltimore, what can't afford to send you to anything but the crap local public school where you're literally afraid for your life most of the time, isn't home to help you with your homework because she's working a second...

"Reverse mortgages", which are really just a fancy name for a home equity loan targeted at seniors, so there are presumably companies out there willing to lend to retired folks. I think these tend to be predatory just because so many industries catering to senior's finances are. However if you...

For sure, you're exposed to the risk/reward of depreciation/appreciation when you own. That's the prevailing theory among my friends about the inversion in the Bay Area, everyone is convinced that the appreciation so guaranteed that it's worth owning even at a far higher price than renting. Or a...

That used to be the case but Visa and Mastercard where successfully sued and under a 2013 settlement merchants are now allowed to charge up to 4% more for credit card transactions...

I've made an interesting observation on that from living in pretty much every region of the U.S.; it turns out that there are huge differences in the parity between monthly rental and mortgage amounts. In general, in most of the mid-priced areas the amount you pay in rent is almost exactly what...

Right. Just to be pedantic for you then, making 15 PayPal payments to get funds out does not a professional organization make.

Had to look that one up. It's fuck off and die, sle, in case you didn't know. Someone is taking this all just a little too seriously, I feel like Overnight must have had some traumatic childhood debt experience that's left lasting scars.

At least in the U.S. PMI isn't at all what you think it is. It pays the bank when you default on your loan. You still lose the house. PMI provides no benefit whatsoever to the homeowner (and apparently after 2008 we learned it didn't do much for the banks either, the whole thing's a bit of a scam).

Obviously if you haven't paid off your mortgage when your spouse dies you still are responsible for the payments until you've paid it off if you want to keep living there. Obviously if your spouse isn't able to provide for themselves you're going to need to buy some serious life insurance, debt...

I'm agreeing with you. Doesn't make sense to raise ES margin when VIX is historically low unless you're contrarian or know something the rest of us don't!

Because VIX is almost at its lowest level ever? They know something we don't?

Try a google search on "is a spouse responsible for student loans after death". Just to save you the trouble, here is a quote from https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/death "What happens to my loans if I die? If you die, then your federal student loans will be...

Payout via PayPal, seriously? Aren't you limited to $10,000 per transaction with a business account with them? I know you were trying to shill for them but you ended up making them look even less legitimate.

Again, I gave 3 examples.......if it's "terrible advice" then at least have the courtesy to explain why.

You realize how ridiculous you look flailing around here don't you. Let me summarize for you. 1. You made an unsupportable "never statement". 2. I disagree and provide 3 examples of "sometimes". 3. The examples are inconvenient for you so you ignore them. 4. I again point out the 3 examples. 5...

I just explained with 3 examples, do I need to spell them out for you, or are you just being purposely obtuse? Lets just go with one example, if that's easier for you. Are you better off getting a BS in Computer Science from the worst university in the country with no debt or graduating from MIT...

Well I just gave you 3 examples, you could try those for starters!