1% is 1%, on a $5000 it's $50, do it 12 times a year, it's $600, doesn't seem like it's going to cause hardship
However, I've been buying btc the past few weeks and one of my buys was about $5k, and I looked up the fee is not 1%, it's about 60 basis points. Toe-May-Toe vs Toe-Math-Toe
And you...