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Like I said before, if education is the answer, why is it that we now have the highest percentage of college educated people, yet the economy is in the crapper? We all know now that the whole “economic boom” from 2003-2007 was simply borrowed money pumped in the system and the weak dollar...

Do you realize what you just said. You just admitted to my point. Real wages are going down. Which means, just as you say, more education is required to simply make the same amount of money. So after I get done with 4 years of school and take out thousands in student loans and finally get a...

I like the way you put it. Those who suceed say it’s due to hard work, but a lot of the time, they were just in the right place at the right time. I’m not saying this is always true, but I do think that no matter how hard you work, sometimes you just need a good break. I just got done...

Yes I’ve thought about that a lot. This is a thread about something I’ve dealt with personally, so I thought I’d contribute. But I don’t wake up everyday and think about everything that went wrong in my life. In fact I try to ignore it as much as possible. Like they say to try to keep a...

I have already demonstrated several times how our job markets are eroding, but yet you come to the conclusion that people are in debt because they lived beyond their means? Yea people’s problems are a result of that $1000 big screen tv they bought. It couldn’t possible have anything to do...

First off, I don’t know everything. You’ve just never been able to combat my arguments, let alone present a reasonable one yourself, and it frustrates you to no end. That’s why you resort to name calling and verbal rampages. If you were a prosecutor, the judge wouldn’t even let your case...

Let me just be clear. I am by no means misfortunate. I have 2 legs, 2 arms, one good eye, a roof over my head, food, and health insurance. I have however not been able to improve my financial situation no matter what I try or hard I work. On top of that, the cost of living is continuously...

I have lived in Gaithersburg my whole life, so I don’t know much else. I guess it’s ok. The traffic isn’t really that bad, although up until recently, I rarely travelled more than 5 miles from my house. It’s more about what could happen. You never know when an accident is going to shut...

Thank you for your kind words, but if you think that I think of myself as a victim, you are wrong. I think of myself as somebody who has tried many things, but literally not one of them has worked out and I can’t figure out why. Obviously there are many things that I could blame and I do. But...

I knew somebody wasn’t going to buy a made up story which I basically made up through many stories that I have heard about. So here goes a couple of real life ones. I used to own a store in the local mall for about 6 months. It didn’t work out for a variety of reasons and I lost a lot of...

Thanks for that.

When I was younger, I wanted nothing more than to grow up and start my life. I bought the whole work hard and play by the rules and you can accomplish anything bit. I have enough experience to know that that is a load of crap. Mostly I have learned how to fail. But I have also learned that a...

Are you sure you were drinking iced tea? I think it was Bush kool-aid. I love it when people talk about jobs Americans won’t do. Do you really think that if farmers couldn’t import labor, they would just let their oranges sit there and rot? You’re the type that enjoys cheap labor, but then...

You do realize that this website has like 20 categories to post in, some of which have nothing to do with trading. What is your point in referring to what I say as something an illegal immigrant would say? I was talking mostly about credit cards, which most illegal's don't have. And why would...

Actually, on this thread, he is somewhat toned down from his normal routine. I actually got him to admit that sometimes people get into bad situations. I have still never been able to get out of him how he makes a living and how it makes him so great and everybody else who is not at his level a...

He doesn’t just owe money to Harvard, but also the taxpayers who paid his tuition and also Bob’s parent’s who have paid taxes for years, yet their son didn’t qualify for anything because on paper they are considered rich. But my point is that the system tends to favor those who abuse it...

Joe and Bob grow up together. They are both smart kids and do good in school. Joe gets into Harvard and Bob goes to Yale. Joe fudges his numbers a little on the financial aid forms to make himself look like a poor helpless person, so he gets free tuition. Bob comes from a middle class family...

This is sort of my point. It sounds like you must use mostly feel. Otherwise, you would be able to write down your logic and then automate it, if you wanted to at least. This is what I mean. Interviews from the past seemed to point to some sort of advantage or market trend that could be...

Yea you’re right. Of course I’ve never risked anybody else’s life with my endeavors, that’s why I’m certainly not giving this guy a free pass. He should have reduced his monthly expenses to a level that he would have been able to survive on for a few years. I don’t really have...

Wow I never thought the day would come when I would agree with you on something, but yea you pretty much have it right. Franchises are really just owner run and financed stores. You basically buy the rights to run their store. Everything else is decided by corporate, and you certainly have to be...