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LOLOLOLOL LMFAO you should check the recent crimewave in Pensacola. Home invasions, robberies, murders, like wildfire all of a sudden. Some woman got stabbed multiple times a couple days ago by a group of guys over at a mall. She somehow didn't die and of course she can't ID the people...

LOL yeah let me post a pic of my private island too to prove how wealthy I am.

Because you have to appeal to the masses to remain in/be elected to public office.... Most people are losers, therefore they are the ones that must be appeased. Sad but true.

heh heh now not only will they pay PMI, but also MRI (mortgage reset insurance). LOL

Outstanding post.

That's what I was thinking, frankly. I just didn't want to hurt his feelings.

I don't care what my property value is frankly. My house is great and I have absolutely no intention of EVER selling it. So yeah, let's get the pain out of the way and let the defaults start rolling in.

to me subprime lending is like this: It is bad enough to have a criminal paranoid schizophrenic out on the streets. (this is the subprime crowd in my analogy). Then imagine that the schizos are given guns, knives, EXPLOSIVES, and allowed to run around and do their thing. This is...

Again, even if you freeze ARMs, a lot of the problem is that a) the PEOPLE ARE SUBPRIME! Jesus, that by definition means they have bad credit, and a lack of reliability in paying back debt. Even if they freeze rates, they will come up with some other excuse and still default. SUBPRIME...

LOL yeah me too. And beaches too. Way too many beaches. :D

Because in order to be elected and be popular you have to appeal to the unwashed and ignorant.... By definition the responsible people are the minority, so no one cares about us...we are there for the GUMMINT to take money from and give to their prospective voters.

I knew this subprime crap would eventually come around and we'd all have to pay the piper... so what did I do? I took out half my 401K in loans that I pay the interest back to myself at 13.5% and distributed the other half between bonds and international funds. Then I stopped...

He kept sending me PM's asking for my email address after my last post. LOL Hey LH, I think I figured out who efficiency really is: The Gay Leprechaun....Efficiency refers to his BJ's per hour rate at Slappy's Truck Stop. Think about it.... EFFICIENCY WHO THE F ARE YOU!!?? I REPEAT WHO...

Yeah my bad on not thinking it through, I guess it's just one of those moral pipe dream things. lol Good point.

Yes, in essence. Problem is, not all interest only mtgs are ARMS...so the GUMMINT can't do anything about those really.... At some point they are going to have to integrate principal into the payments.... ARMS being frozen isn't gonna save shit. The real problem is all these dumbasses...

Damn, I see what you mean, here in Pensacola I hear it's significantly less. That's some pretty big disparity in the salary ranges too. LOL

Ahh, true, I meant as far as government workers, not like CEO's and shit. heh heh my bad.

Yep yep yep, at least half the time it is because some jackass is not only in an ARM, which is bad enough.... But they are in an interest only (or worse) mortgage...negative amortization. Then they have to pay the piper and the shit hits the fan. Problem with a 30 yr interest only (10...

Teachers should be among the highest paid professionals. There are some bad ones for sure, but there are some damn good ones too. Florida needs to get their shit together. ( I am FL res, and no I have no affiliation or relationship with any teachers...I am pretty new here in Sunny FL).

You probably still have a "probe" in Enron. I've got a probe for you.