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    are markets truly random?

    the markets are not random. stocks don't follow a normal distribution curve. people who say markets are random don't understand statistics.
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    Spread Hacker in TOS platform

    be careful with these thinly traded etf/options. if the market moves against you it will be very hard to close your position without taking it on the chin from the mm. the probability these analysis programs come up with is based on standard deviations which is flawed t.a. std deviations...
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    Hedge Fund Manager & Daughter Missing in Panama Plane crash

    i wouldn't feel safe flying in a 737 in bad weather, let alone a tiny cessna 172. it's just asking for trouble. the pilot was negligent for even trying to take off.
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    Payoff Mortgage or not?

    i'm in that situation and i'll never pay off my mortgage. at the least you should have a heloc if you pay off your first mortgage. i'd be nervous if i had a lot of money banked in the house and then an emergency happens and i can't "withdraw" it. then again i don't trade/invest in things...
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    Are you a proud homeowner?

    sounds like there are some bitter people who missed the boat. according to zillow, my home peaked at $1.350m , and now it's at $1.3m. i paid about 750k for it. ya, the free-fall in depreciation is just killin me... not. yes i'm a proud homeowner. are you a proud renter?
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    6:1 margin for overnight stock positions at InteractiveBrokers

    i used to trade with them. they were constantly changing the pm formula, always with little/no notice. that is completely unnacceptable, as you cannot predict how your o/n margin will behave. even if you only use 5-10% of your margin, as i was, you're constantly on edge because you don't know...
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    Portfolio margin

    if you have $50k cash and you buy more than $50k worth of stocks, you will be charged interest. it doesn't matter if your account is pm or reg-t. pm lets you borrow more but it is not interest-free!
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    Marrying for money

    all women want a guy who's financially secure at the minimum, and filthy rich at best. if a woman says otherwise, she's lying. there's nothing wrong with dating a young, attractive chick who wants a guy with money, as long as you don't end up marrying her or going into debt for her. i...
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    I Have Been Trading Since Before The Internet-1990

    for retail traders, it's much much easier to make money trading today than during the 90s. before decimalization, you would typically see b/a spreads that were 5-20% of the stock's bid. the mm'ers had you by the balls pretty much. imagine making money when a stock's b/a was 19.50/21.00...
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    Marrying for money

    yes... i once dated a chick with filthy rich parents. those types of girls are quite clingy and demanding because they're used to getting what they want. probably the best type is a girl who grew up poor or working class then became rich on her own. while guys like that exist, unfortunately...
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    Credit Card Debt increasing quickly.....

    that's a crummy money market account if it can't even beat the rewards on a cc. i have one of those 1%/5% cards and the rebate typically amounts to 2.0~2.5%. mma's are returning >4%.
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    IB new security features- makes me mad!

    ib making changes without prior notice? get outta here, that can't possibly be true. :p but you gotta love their security. to log onto their website you have to enter your pw and token, then enter the token again to make a withdrawal, then enter the token again to check your withdrawal...
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    The "Joneses" are getting squeezed

    this is why it's better to date college-age girls. they are lower maintenance (financially). you can make them happy with a $150 handbag. chicks in their upper 20s and beyond usually have more expensive taste because they've been working a while. they'll want a $800 handbag and $400 shoes...
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    Cheapest Place to buy a waterfront lot <$20,000

    you might be able to get waterfront property in the US for that price. probably not oceanfront, but on some lake or polluted river out where no one wants to live and of course it won't be developed (ie, no sewer, water, electricity) . maybe there's some lake in north dakota that is unfrozen...
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    Gaming the mortgage bailout plan

    haha this is what i said the day the bailout was announced. some people will intentionally try to reduce their fico to qualify. you can count on it. these deadbeats are exactly the type of people to commit fraud. i've dealt with plenty of people with "credit problems", you cannot trust any...
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    Are you a car lover?..take this poll

    leasing makes more sense financially. you don't tie up a lot of capital, and the car of your dreams will eventually fade so why buy it outright? leasing makes it easier to replace the current car of your dreams with the next car of your dreams. or maybe i'm too fickle.
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    The stupid and irresponsible "home owners" bail out is happaning

    untrue, only about 0.6% of all homeowners are facing foreclosure. and many of those won't qualify for the bailout. the govnt is siding with big business and dead-beat subprime borrowers with the worst credit scores.
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    dual boot for security

    i just set up my dual-boot laptop. partition 1 is for surfing. most of the time i am logged on as a restricted user, so viruses/spybots can't install themelves on the machine or harm the other partition. partition 2 is for trading. the entire partition (d: drive) has restricted...
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    Are you a car lover?..take this poll

    you can get a better monthly rate if you're willing to lease for a year or so using lease companies that specialize in exotics. the monthly rate i've seen on is only slightly higher than the weekly rate you posted. but the insurance and dmv will hurt.
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    Mortgage bailout? WTF?

    i'm still stunned about the bailout plan. however, until i see the details, i gotta think it's more of a political ploy and any bailout will have strings attached. why? because every poll i've seen shows americans overwhelmingly against a bailout. only a tiny fraction of homeowners are in...
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