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TD Waterhouse is a really bad commercial They should call the firm: TD Slaughterhouse Those rat bastards cost me about 5 grand when they messed up a transfer of an IRA. I laugh everytime I see those commercials and think of the lambs being led into the nice big dark building...

Sent you a another reply. I could see housing getting to 400K in corona, especially the larger places, lots. 2005-6 might be the bottom of the next cycle, IMO. Of course that all predicated on whether the entire world doesn't explode between now and then....... :D all this...

Corona will never = Orange County, especially south county. Maybe it will get to par with the Anaheim areas or sections of Placentia or Brea but it is too far away from the tech center in Irvine and other south county businesses. I'll pay a premium to NOT spend an hour or two on the...

GG, Get better game where you need not worry about what type of car you drive. Girls that are concerned about the type of car you drive, aren't the women you want to hook up with anyway. Sell the car, buy a beater and tell them you wrecked your "insert car here" racing it at the local...

Not missing anything, Your great value/asset may be my exit point/liability. Mutually exclusive. The question I've asked of myself may not apply to anyone else. It's my personal question that I use to determine if there is any additional value in the property. I've been very lucky in that...

Matt, Nice to see you cruising the board again. It is an interesting market now. The stampede is in full effect. As Chas pointed out, the fact that lenders will give 100%+ financing is not a sign of strength in the market, it's weakness and furthers a hidden specualtion within the...

Matt - you are correct, that statement looked good when I wrote it. Your reasoning is exactly why I'm not buying now..... ddog - sent you a PM. Check it out and let me know how things are progressing. As with my error pointed at by Matt, sometimes a fresh set of eyes or a non-interested...

That's the rub with the realtors association. They love to quote the national number. Problem with that is lots of people stay in the areas where they grew up. I grew up in So. Cal and would like to stay here. RE here has been appreciating at NASDAQ 5000 style rates, 25%+ per year. My...

High rates would smash the housing market, allowing me to go pick up one of the overpriced homes 500-750K homes for 50% or more below the current prices. I'd rather pay 3K/month on a 250K home than the same payment on a 600K home. Better risk/reward profile and avoid the potential negative net...

RS7 - As far as watching real estate gyrate in price, it always appears to happen. If you aren't comfortable selling, stay put. Housing really shouldn't be looked at as an investment. it's shelter. If the cost of that shelter is acceptable, stay. The new tax regulations really changed the...

Others have mentioned shorting bonds, likely because a rising interest rate will correspond with a decrease in housing prices. A couple of things to look for are avg time a listing is on the market, total units available for sale. Call any local realtor and they can give you the stats. If...

Much like those that held on at NASDAQ 5000, the "What to do with my Home" question is a bit more difficult. I don't know where you are located, but, if you are in one of the hyper-appreciation areas... watch out. Just like stocks, home equity is paper profits. No cash out, no gain in the...

Her ass is so big you'd think she could at least find that bottom...... :D

Daq, If people re-fi only the outstanding balance, then yes, re-fi's are a great tool to reduce monthly expenses. The problem is people are financing toys and lifestyles by pulling equity out of the homes. Smart?????? not IMO. When required to move by job or family space issues these same...

I know a couple that bought a nice little 2 bedroom home in Long Beach at the height of the last run-up. Four years and two kids later, they HAD to move to a larger home. They sold their first home at a loss of ~70K. They bought bigger house in a better area and took the hit on the first...

Here is my understanding of the tax consequences you may encounter. The withdrawl from the Roth IRA must meet a 5 year holding period and satisfy the first time home-buyer exemption. If it does not you get hit with the 10% penalty. Your first contribution was in 1999, the 5 year holding...

The USA today article uses the same reasons supporting increases in prices used in prior run-ups. They all ended the same way..... Later, Cracked

If Marilyn Quayle made the dish for the dubya to take to the MENSA picnic would it be POTATOE SALAD???? :D Later, Cracked

Great site..... the chain-link fence web page background is a nice touch....

ROFL!!!!! That's a classic. Thanks for the laugh!!!!