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Actually there's not much research to support the idea that desperate people are more successful than comfortable ones, despite the folksy feel it gives. The vast majority of high school dropouts are far less successful than high school graduates who in turn are far less successful than college...

For sure, although one could argue that someone who gets a marine biology degree and spends the next 20 years making $30k a year diving every day in Belize didn't "get their money worth" from their college education given they could have apprenticed as a plumber in Topeka and be making a lot...

Sure are a lot of people from around the world knocking down the doors to go to college in the U.S. Not so much the case for anywhere else except a couple of European countries. Revealed preference is a concept you learn about in college, funny enough. Turns out it's one of the most reliable...

Of course you're right on here and I agree completely. The funny thing is, as you see in the replies here, there is a subset of people who are completely unable to see life in anything but a transactional manner. Which is sad for them, so much more to life than "payback".

He's a smart kid, I was like him at his age. Hopefully at some point he'll read a guy named Keynes, realize that smart, well meaning people can have divergent views, and back into his own philosophies rather than running around quoting Friedman and stereotyping. And hopefully he doesn't get his...

So much to learn... The good news is that you're smart and you'll eventually realize how much you don't know you don't know. It's just painful to watch. And painful for you as you rhetorically (and hopefully not literally) get your ass kicked for quoting Friedman as if he was some sort of god...

If "That explains a lot of your lack of arguments... Having doing nothing of value for so many years can really trump one's own judgment." isn't a personal attack I don't know what is! I'm happy to have you down to my office any day, just PM me and we can set up a time. I think I already...

Well given that I've started 2 successful companies post service and you've accomplished jack, I'd say your "childish" "personal attack" on me is pretty juvenile and displays a level of ignorant arrogance that as I said, I too had at your age. (and yes, it's clear you haven't don't anything...

So first off, you're doing a great job describing yourself. And here's some logic for you. I worked for 20 years in government. It's damn hard to make policy given the competing priorities and limited resources. I worked with a number of fine people, many of whom have proven their intelligence...

Says the 21 year old who's never run anything let alone has any experience with the complexity of government. There are a bunch of people I knew in government who have gone on to start successful companies and non-profits that have done significant good in the world, which would imply a bit more...

I get that it's easy to lose perspective when you're around a bunch of smart, tech savvy people all the time. The reality of the world, however, is that 98% of the population isn't smart or tech savvy. A shockingly large number of people in the U.S. still write checks to pay for things and don't...

Nice work, that's sweat equity for sure!

I don't think you grasp the meaning of the term "personal attack". You're a bright teenager, or someone with the intellect and special kind of arrogance we all had as teenagers, with jack for real world experience. You think Ayn Rand is a deep thinker and that you're the only one who's read...

Welcome back! I was missing your posts, we've lost a couple of the good guys lately so hope you're back for a while. I actually tell people that investing in solar for your house is a no-brainer in may cases for exactly that reason, your payback comes in offsetting electric bills paid in after...

This is true... Heck if you're willing to live in a crypto colony (I just invented and ® that term) with a bunch of like minded types you could use that evil "fiat" currency as toilet paper. Just not an idea of a good time for most of us.

and right back at you:rolleyes: A bird in the hand is worth two in the bush;) A penny saved is a penny earned:sneaky: Better to remain silent and be thought a fool than to speak and to remove all doubt.:D

So again regardless of where you stick a thing, if you can never convert it back to something that you can use to purchase something of value it has no value. So you can use cybercoin to buy 100 shares of AAPL. Now an anonymous string of numbers owns 100 shares of AAPL. It appreciates by 100%...

Actually I'm going to give him the benefit of the doubt and say it's actually a cleverly designed social experiment. You post something at a sophomoric level of intellect, and when someone points out the holes in the logic you randomly pick from a list of meaningless aphorisms as a reply to see...

@Maverick74 I know you didn't say regulations were all bad, in fact went out of your way to say it. (and I class you as the intelligent businessman not the beer can thrower:D). And having worked in government, I can tell you there are unquestionably outdated or just worthless regulations, I...

Not even sure WTF your point is, are you a bot?