Retirement savings

I know, we will never retire . But ideally a trader should take 50% of it's monthly profits out of his accounts and invest 25-50% of that just in case . Where do you stash that cash?

And is 10% really the long term average return in equities?

Are You Flushing One Million Dollars Down the Toilet?
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http://biz.yahoo.com/pfg/e04retire/art031.html
 
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