I put on a credit spread on GM for $130 credit

[TimtheEnchanter]

That is the psychology of a loser. You should not have mentioned you are retired in a negative tone. Being retired implies that you have time to learn the profession of trading which is a plus.
"do not like to lose money!["
To succeed in trading you need to have passion for trading. You should be saying I hate to lose money and will take all the necessary steps to educate myself about trading so that I will make money.

I am more of an investor, not a trader. I was a trader when I cared and had the passion and formative years. Being retired is great because I do not need to eke out a living from the markets, which are not usually generous to give (despite the grandiose phantasies some have)

BTW GM is up, and I had one day (yesterday) to get out with some profit, not the whole credit I planned.