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break down of my holdings if it helps with giving me some tips. T Rowe Price Int:Em Euro - 15k - mostly eastern europe and some middle east/africa. 1.25% expense ratio. T Rowe Price Int:EM St - 2.5k - emerging markets of latin america, asia, europe, and middle east. 1.25% expense ratio...

All my holdings are mutual funds. Yes some of them overlap. Most my holdings are big cap also. I also carry 50% of my overall portfolio in cash/real estate equity. I also have some savings bonds given to me when I was a child by my grandparents. Am I really too much in north america...

I am a somewhat new investor and buying up mutual funds I have tried to build a portfolio. I have tried reading a lot and figuring out how to diversify, but there is so much disagreement it seems. Using a bit of info from each reading I made up I tweaked my portfolio. I am 20 years old and have...