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The banking system doesn't really operate as described in this thread. It is much more bizarre than many think (at least what I thought) A "bank" is strictly defined as an institution with access to the Fed and there are indeed reserve requirements which can be adjusted theoretically...

Yesterday, the standalone TWS wouldn't come up. I hadn't done an upgrade so something had changed at IB upstream. Lots of exception spew but basically the classloader can't find something. I grabed the latest vesion andI tried it on a number of workstations (ubuntu 8.10) but no luck. So...