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I'm a web application developer. Current gig I work at home. I work 2 hours a day and my productivity is what it is when I put in the full 9-10 hour day at the office. Which is depressing because it tells me that 6 hours of my daily work activity produced dick.

That's like saying supply and demand have no relevance to house prices. And rental rates have no correlation with prices? ROI?

I used to live in Van and when I see the prices I'm absolutely speachless, who's buying this stuff? Anyway I'd investigate price behaviour for previous Olympic hosts. My feeling is there's a lot of amateur speculators out there thinking they were gonna kill on the Olympic euphoria that might...

Are there any jobs in the city with a good standard of living? It's tough. My current boss used to be a VP at an investment bank. After 8 years he left because he wanted to see his kids grow up. Since then they've asked him to come back and he's tried to do a consulting part-time gig and even...

The sad thing is if you look at say F1 for instance half the engineers are Brits, but Britain has no car industry to speak of. Margaret Thatcher is really the the architect of modern Britain for better or worse. Strategically, she was in the right ballpark, taking on the unions, privatising...

So what do you do with the property once you own it? Wait for the market to turn, fix it up, rent it? What's the exit strategy on this stuff?

Ditto. Also one doesn't need to store the credit card to do repeat transactions for the customer, the CC gateway service API will send back a transaction key and that can be used for repeat purchases without having to store the credit card. Storing the credit card on the local DB is beyond...

An oldie but goodie: http://www.scribd.com/doc/122361/Sweden-vs-GreatBritain-Nightclubs

Sorry mate you're wrong. Pointing out ancedotal evidence is not science. This isn't even a controversal point in social sciences. There's the social-economic bias in IQ tests identified like 40 years ago, then there the actual material stuff like nutrition, education, culture etc. The point...

Hey dumbass Lynn is a self-serving hack who gets the correlation backwards. People have low IQs because they are poor, not the other way around. Plus he cherry picks. Plus this: "Who can doubt that the Caucasoids and the Mongoloids are the only two races that have made any significant...

Hi Mike, you prolly don't mean to come over all sanctimonious but, never-the-less, that's the impression you're leaving. Apex's analysis, over the few months I've been following - mouth wide open - is orders of magnitude above "follow the trend".

Not this? "Several Wall Street firms have been subpoenaed by New York state prosecutors seeking information related to the packaging and selling of debt linked to risky mortgages, according to a published report Wednesday."

Out of your skull as in extreme as in unreal as in very good. Complement my man.

Hi mbusch. You're a smart guy so you probably know about the phenomena of confirmation bias - seeking out information in a way that confirms one's preconceptions. I know you're hot on a secular bear. The main take away I got from that article was this: Unfortunately, the economic...

Well for one your math is wrong. Following your example and assuming no transaction costs: Bank lends ($450K*10) = $4.5 mil Bank receives collateral of $50K * 10 = $.5 mil Bank then assumes ownership after owners default and immediately sells: $450K *10 = $4.5 mil profit: $4.5 mil - 4.5...

Pertinent to the current topic: http://www.marketwatch.com/news/story/looking-devils-street/story.aspx?guid=%7B5ED9F803%2D6811%2D4F79%2D9113%2DE7A128D1B4E0%7D

On this train to be a genius argument: I used to be an elite bicycle racer at a national level. I had the pleasure to race against, and with, some amazing bike racers including Lance Armstrong early in his career. It took me 12 years training 15-20 hours a week to get to the level I was at. I...

Ok just did some research on this: One study showed just 13% of people switch. Further, most people incorrectly believe the odds to be 50-50 once Monty reveals one of the doors. However, even given the assumption of equiprobability, the overwhelming majority stick with their original choice...

Coming back to Let's Make a Deal, does anyone remember the behaviourial tendency of contestents? Did they stay or switch? I remember watching that show as a kid, seem to recall most people stayed with their original choice.

In my experience, most intelligent people are retarded. Not in the stereotypical sense, like they're really good at math but can't relate to people. No I mean literally - people that went to the best schools, got top marks and are now in positions of power and responsiblity. Those people...