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Our rates range from 9% - 15% with 3-5 points. We do Residential & Commercial. We also have the best Rehab Program going. Most people use a Hard Money Lender, not because of credit issues, but rather because we can do the strange and unusually loan scenarios that banks can't underwrite.

Actually, I'm an A.E. for a Hard Money Lender that specializes in Residential & Commercial Loans for individuals with credit scores below 500. Hence the handle - "Sub 500 FICO". :cool:

with all of the new ishares & ETF's, Futures & Forex , I'm surprised that people still day trade stocks?