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Wow, the weather sure is having a major impact on commodity prices. I was reading something similar about how climate issues are seriously affecting food and crop prices globally. If the drought and hot weather in Brazil do hit the coffee crops as predicted, we're probably going to see a spike...

Totally get what you're saying. Digital transformation is shaking up the banking industry for sure. It's not so much about Illinois struggling as it is about the bigger banks adapting to how people manage their finances today. Traditional banks have to streamline if they want to stay competitive...