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I think one for ***hole would cover it....:D

It's getting pretty tough to declare it while you are still kicking. It's a pretty good idea to try and cover those debts since in some cases, they can come after family member's for it. Plus, it's nice and all to leave your car to your Sis when you die, but it sucks when she sees the...

I would suggest a HSA. I believe that stands for Healthcare Savings Account. I’m not exactly sure of the name because I started mine out years ago when it was a test program named Medical Savings Account (MSA). The basics are: Get a health care policy (shop around) with a high deductible...