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I remember reading "Bankruptcy 1995" and laughing at the conclusions he was reaching. He lost a lot of credibility with that book. Yes, we can get to a point where we won't be able to pay our bills but back in the early '90's when I read it, I knew it wasn't going to happen in 1995.

They're a nickel and dime operation. :p

No, because there are so many people trading in a market that volume alone erases any advantage that someone might have discovered with a system. All systems are basically particular views of a market.

If the market takes off as everyone expects, we won't have to worry about that.