According to a report 85% Indians do not have a bank a/c.
http://en.wikipedia.org/wiki/Financial_inclusion#Financial_inclusion_in_India
Since these people use gold as a fiat currency it is better to invest in Gold ETFs in India for assured returns.
Google on average pays 20% (not 2.4%) in taxes, as stated in their earnings.
http://slashdot.org/story/10/10/21/1627220/How-Google-Avoided-Paying-60-Billion-In-Taxes