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After. The contract is really an enrollment application near as I can tell (not a lawyer here) with the second sentence stating OTA reserves the right to refuse any application etc. The whole mess is high pressure sales, drives me nuts on a personal note. If was an honest mistake were I in...

Anyone ever had a "pricing error" with OTA? Quote you one price and write up the contract only to come back and say they messed up and it's ~ 33% more than previously priced.