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I agree. The boom of possibilities and ideas and the sharing and discussion of it is extremely positive. On the other hand, sometimes it's also a cause of me feeling overwhelmed. But I have OCD so it could be just me having countless sleepless nights of trying to research every bit, every nook...

That was a good bet. The uncertain future is hard for everybody. Thanks and I also wish you the best!

Thanks ironchef that is really good food for thoughts!!! It's totally accurate of what I'm constantly seeing. Yet, I usually come out of these websites with more questions than answers. At least a lot of people make it easy to filter them with their crazy claims! It's been a while since 2013...

Maybe one day, but I'm nowhere near the confidence on not messing up by doing market timing on 100% of my money (nor do I have the time to make enough analysis to do it). I also think it's way too random and never reacts the way it should to anything. But you're right, this is actually probably...

BlacknBlue: got it, I took your phrasing wrong. I'll look it up too thanks! Cabin111: solid advice, I totally agree. There is a looooot of horror stories here with condos. The syndicate is pretty active, and we're all always in agreement of spending money when needed. We're also grouping...

BlacknBlue, thanks for the last insights, I will orient the next part of my research based on that. I have no idea what you mean by buying a F class version of a broker. I'm pretty content in having 0 fees for my brokering account, 0$ commissions buying etfs, and between 0.07 and 0.2% management...

LOL Guru you're completely delusional, borderline stupid. It's pretty funny how there was zero provoking though nor any aggressiveness, and you're acting like a crazy animal backed in a corner, throwing insults for no reason. Well it's actually sad because it's probably rooted in mental illness...

BlacknBlue, without going too much into details, I would be curious as to what your allocations are, and what you're doing with them? I feel like your work experience gave you insight into what is realizable for you. What % of your total capital do you allocate to trade more actively? Do you...

Dammit all of my posts are stuck waiting approval. Guru, stating that anybody who does something else than putting their money in a robo-advisor or buying the market and holding it are basing their trades on words of God is pretty goddamn weird. I have zero spite, but out of curiosity, why did...

I also did everything so that I could take control of my finances. I would never go back to paying someone to do anything between way worse than the market to exactly the market. I absolutely hate banks for it. I also hate the system for having absolutely zero intention of showing anyone the...

Cabin111: I own a condo, but you probably meant buying a second one to rent? Like you said, free time is not on my side. I refused to buy a house because I can barely take care of my condo :P I did a quick look at Royce Value Trust, seems to have a very poor performance. But I do the drip...

Thanks for your answers! guru : For the moment, I don't believe a robo-advisor would do better than me with very little effort. I actually think the rest of what you said is true, but only partially. The market would eat people that don't define a good plan, or don't stick to it, or have...

Sorry for the length of the post. What I want to talk about is very specific and I have trouble verbalizing it. I did do tons of research before doing it. I’m trying to establish a repeatable, sustainable, no-market-timing strategy for the bulk of my portfolio. I started to manage my money...