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Interesting read....thanks. So it seems like were 'voting' for the big 3 to run everything huh?

index funds is the answer you are seeking :D

Well the 1st ones domain seems to be down, so that's not a good sign! But would be interested to hear if anyone has any experience with the other ones? Also would like to add this one to the mix - manifoldcp.com - seems like they have local offices, so that's always a good sign. Thanks!